2.25% APY* on your balance!
Introducing Rewards Checking. Everything you want in a checking account.
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No Monthly service fee
- Free online banking & bill pay
- Free eStatements
- Free mobile banking
- Free FNB Visa® debit card with UChoose Rewards
- Unlimited check writing
- Direct deposit available
- $100 minimum deposit to open
Earning these rewards is simple... just use the services we're giving you with the account:
- Have at least 1 direct deposit or automatic payment (ACH) transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and receive eStatements notice
*APY=Annual Percentage Yield. APYs accurate as of 06/06/2018. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.01% interest rate on portion of balance over $10,000, resulting in 2.25% - 0.01% APY depending on the balance. If qualifications are not met, all balances earn 0.005% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. All ATM fees generated by Automated Teller Machines located within the United States will be refunded (up to $25) when the qualifications are met each cycle.