Introducing Merchant Deposit.
The quick way to turn check deposits into cash.

Key Advantages of Merchant Deposit.

Is Merchant Deposit for you?

Does your business:

If you answered YES to any of the above questions, then Merchant Deposit may benefit your company. It's like having a 24-hour teller right in your office.

What you will need.

Merchant Deposit is easy to set up and use. All you need is:

  1. A compatible, up-to-date operating system:
    • Mac OS
    • Microsoft Windows
  2. A compatible, up-to-date browser:
    • Safari®
    • Chrome
    • Edge®
    • Firefox
  3. A properly installed desktop check scanner.
  4. An Internet connection.
  5. An account with United Community Bank.

How does Merchant Deposit work?

Using Merchant Deposit is easy:

  1. Scan checks from a Web-connected computer - Using a desktop check scanner, simply scan both sides of the checks in a single pass.
  2. Prepare the deposit - View images of the scanned checks right on your PC. The dollar amounts for the checks are automatically read, and the deposit is totaled.
  3. Electronically send the deposit to the bank - After you save the deposit, go to the Pending Items tab and click the deposit's submit link. The deposit is sent to the bank through a secure Internet connection. Funds are deposited into your account - Funds may be available sooner than traditional deposits.
Questions?

If you have questions, please visit our Help Center, or contact us for assistance.