What is a Debit Card?
A debit card is a plastic card, resembling a credit card, that provides an alternative payment method to paper checks or cash when making purchases. Functionally, it can be thought of as an electronic check, because the funds are withdrawn directly from your account with us.
What makes my Debit Cards different than a credit card?
Debit Cards allows you to pay for your purchases using the money in your account with us. When you use a credit card, you are borrowing the money for your purchase, which means you have to repay it with interest. Using your debit card is just like writing a check or paying with cash -- you pay for the purchase on the spot.
Are Debit Cards secure?
Debit Cards are very secure. Each time you make a purchase, you either enter a 4-digit PIN that only you know -- or you can sign a purchase slip just like you would do with a credit card. Either way, you have complete control over the amount you are authorizing. And, debit cards are much safer than carrying cash. If it's lost or stolen, you can limit your losses by reporting it to us right away.