Newsletter Contents - September 11, 2026
Two Money Saving Special Offers for Businesses
Businesses
who switch to Clover® for merchant services through BAC Community Bank typically see a reduction in monthly payment card processing
expense.
Choose your limited time offer by September 30, 2026, for even more savings:
- $450 rebate when you open a Clover® merchant services
account*
or - Up to $750 rebate when you sign up for the Clover® PracticePayTM SaaS plan for healthcare providers*
Schedule your free review
by contacting your local branch or by visiting our website and entering "Clover" in the site search.
*See website for details
or call your local BAC Community Bank.
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49ers Tickets Up for Grabs!
| You could win 2 tickets to the Seahawks vs
49ers game on November 29, 2026, at Levi's® Stadium in Santa Clara, California. Every qualified Smart ALAC conversation between 9/1/2026 and
9/30/2026 is an entry in our drawing! |
WHAT QUALIFIES
- Log in with username and password
- Conversations must be substantive
- Must have at least 2
conversations to win
Log-in to Smart ALAC through our website or our Smart ALAC app to start a conversation!
The winner will
be notified via Smart ALAC following the drawing. Visit our website and search "Smart ALAC" for details.
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Safeguard Your Personal Digital Life from Online Account Takeovers
When
was the last time you thought about how many accounts you have online? Between digital banking, online shopping, and your
various social media accounts, it’s probably a lot. Have you ever thought about what would happen if someone gained access
to your accounts?
Online account takeovers are one of the fastest-growing threats in the digital landscape. Read on to learn how
online account takeovers happen, their impact, and actionable steps to keep your accounts safe.
How Online Account Takeovers Happen
An account takeover involves cybercriminals gaining unauthorized access to your online accounts. Once inside,
they can steal sensitive data, make unauthorized purchases, or use your account for phishing scams. They can gain access to
your accounts using a variety of methods.
- Credential Stuffing
- Phishing Attacks
- Malware
- Exploiting App Vulnerabilities
Watch the video and read the article on our website
under Education Center > Featured Resources to learn more about these threats and steps you can take to help prevent
becoming a victim of this crime.
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Small Business Tip: How to Turn Business
Decisions into the Results You Want
In this article, we will discuss how a spreadsheet can become a practical tool that
helps you see the future of your business before it happens. It can be a bridge between your big ideas
and your bank account. It’s called a financial model.
Think of a financial model as a mathematical map of your business.
It uses your current numbers to estimate how your business will perform in the months and years ahead. It isn't
just a list of costs; it’s a way to see how your daily operations and your big-picture strategies work together.
Instead of guessing, a model gives you a clear picture of how much money will be coming in
versus going out. Learn more and create your own custom model by visiting Education Center > Featured Resources on our
website.
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Stay Connected!
Thank you for choosing
BAC Community Bank as your banking partner. We value all our relationships and appreciate the opportunity to serve you.
Be sure to follow @BACCommunityBank on Linked In, Facebook, and Instagram.
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