Newsletter Content - April 24, 2026
Free Webinar - Small Business,
Big Target: How to Avoid Small Business Scams
Wednesday, May 6, 2026 at 11:00
AM Pacific
Scammers don’t just attack the S&P 500 — small businesses are a favorite target of cybercriminals. In a special
webinar the National Cybersecurity Alliance, Federal Trade Commission, and Michigan Small Business Development Center will break down the most common
scams hitting small businesses right now, from fake invoices to business email compromises to impersonation attacks.
Learn practical steps and behaviors you can adopt immediately to protect your business, your employees, and
your customers.
Whether you’re a solopreneur, a business owner, or part of a small-but-mighty team, you’ll leave with clear, actionable advice
to stay a step ahead of scammers.
What you'll learn:
- The most common scams that target small businesses today, and how to
recognize them early.
- Practical, easy-to-implement steps you can take immediately to protect your business, employees, and customers from cyber threats.
- Smart habits
and preventative strategies that help you stay one step ahead of scammers, no matter your business size or experience level.
For
details and registration, please visit the BAC Community Bank website and choose Education Center > Upcoming Free Webinar > Small
Business, Big Target
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Zelle® for Small Business Arriving
this Summer
Starting in late June, BAC Community Bank will offer small businesses the ability to use Zelle® to accept payments
from their customers and pay an eligible vendor, supplier or employee.1 More details will be provided soon.
1To send or receive money with Zelle®, both parties must
have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Data rates may apply. Check with your mobile phone carrier
for details.
Terms and conditions apply. Zelle® and the Zelle® related marks
are wholly owned by Early Warning Services, LLC and are used herein under license.
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Create a Safe Word to
Protect Your Family from AI Voice Scams
Scammers always rely on deception to trick people out of their money, but the
sudden wide availability of artificial intelligence has increased the convincingness of their schemes.
With just a short audio sample — taken
from social media, voicemail recordings, or even a quick phone call — criminals can generate fake messages that sound exactly
like family members, coworkers, and even government officials. The same works for video deepfakes. Today’s AI systems only need a few
seconds of audio and video data to create convincing clones.
We all need to be vigilant about any incoming communication, from emails and texts to calls and video
chats.
However, by creating a safe word as a preventative measure, you can stop AI-empowered scams in their tracks. A safe
word is a pre-agreed code, word, or phrase only you and your trusted group know. If you ever receive an
urgent call or message, asking for the safe word is a quick way to verify the person’s identity.
More tips are
available from the National Cybersecurity Alliance through our website. Please visit the BAC Community Bank website and choose Education Center
> Featured Resources > Consumer - Safe Word
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Use Smart ALAC for Two
Conversations with Your Personal Banker and You May Win $100
In the month of April 2026, we're celebrating Smart ALAC's 4th
Birthday with a chance to win $100!
Whether you currently use Smart ALAC or are just getting started, you could win $100 in
cash by logging in and using Smart ALAC for at least two conversations with your personal banker between April 1-30,
2026. The winning BAC Community Bank customer will be notified via Smart ALAC following the drawing. Prizes over $10 in
value will be reported on a 1099-INT or 1099-MISC form. Consult your tax advisor for details. Odds of winning will
vary depending on the number of eligible entries.
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Stay Connected!
Thank you for choosing
BAC Community Bank as your banking partner. We value all our relationships and appreciate the opportunity to serve you.
Be sure
to follow @BACCommunityBank on Linked In, Facebook, and Instagram.
