Spring is here! Check out this issue of our newsletter full of great information.
Spring 2026 Email Contents
April is Community Banking Month

It's time to review some of the best reasons to love community banks – from local
reinvestment of funds to local community involvement. Hear from some BAC Community Bank customers and read what makes a community
bank different from a “big bank” at www.bankbac.com/BankLocal.
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Modesto Banker Isabel Chavez
Joins BAC Community Bank

Isabel Chavez has joined locally-owned BAC Community Bank as
Assistant Vice President and Relationship Manager. A Central Valley native and customer-focused banker with a reputation for developing strong client
relationships, Chavez will work closely with the Commercial Banking team led by Bank executive Eddie Lira.
She is working from the
Modesto office on J Street, along with Julie Mayfield, VP, Senior Relationship Manager and the branch staff led by Lori
Opela.
“We are excited that Isabel has joined our team,” said Eddie Lira, EVP and Chief Commercial Banking Officer, “She has
a solid reputation supporting local businesses and the people behind them.”
Isabel Chavez can be reached at (209) 579-1862.
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Celebrating Smart ALAC's Birthday with a
Chance to Win $100!
This
Spring is a good time to review both the new and existing capabilities of this unique communications platform developed by
BAC Community Bank... plus get a chance to win cash!

Simply log in and use Smart ALAC for at least two conversations with your personal banker
between April 1-30, 2026. Details are available at www.bankbac.com/SmartALAC.
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Understand "Buy Now, Pay Later" (BNPL)
Do you remember layaway?
It was an option many retailers offered that allowed you to pay in installments.

Once the item was paid off, you could take it
home. BNPL offers a similar concept, but with a twist. Learn how BNPL works, potential drawbacks, and helpful tips available
on our website at www.bankbac.com/EducationCenter.
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What Strategies Does Your Business Have
for Weathering an Inflationary
Storm?

Watch the video “How to Manage Your Business Finances in
an Inflationary Environment” and read the article “6 Survival Strategies to Help Your Business Navigate Inflation” available on our website
at www.bankbac.com/EducationCenter.
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Thank You!
Thank you for choosing BAC Community Bank as your
banking partner. We value all our relationships and appreciate the opportunity to serve you.
Stay Connected
Follow @BACCommunityBank on your favorite social
media platforms by using our official links at https://www.bankbac.com/social.