Smart Rewards Checking

Click here to view our Smart Rewards Interest Levels.

Rewards:

Qualify for Reward Level 2 Interest:
Use three (3) of these free services each month:

  1. eStatements
  2. 15 point-of-sale transactions
  3. 2 Bill Pay transactions
  4. Direct Deposit

Easily qualify to waive the $10.00 monthly service charge by:

Additional account benefits: 

 

Questions?

If you have questions, please visit our Help Center, or contact us for assistance.

$25.00 minimum to open each account. Must meet minimum requirements each statement cycle. Automatic Loan Payment must be to State Bank Loan set up by bank.

+Relationship Account includes savings, money market, certificate of deposit and loan accounts.
*Relationship Balance includes savings, money market, certificate of deposit and loan accounts.
**The Annual Percentage Yield is accurate as of January 6, 2014 and the rate may change at any time. Fees could reduce earnings on this account.
***See Truth-in-Savings Disclosure for full details.

 

Reward Level 1 Interest**-when the account
qualifier requirements are not met.

  • Tier 1: $20,000.00 or less APY .01%
  • Tier 2: Balance that is greater than
    $20,000.00 but no more than $50,000.00.
    APY range from .15% to .09%
  • Tier 3: Balance that is greater than $50,000.00.
    APY range from .02% to .02%
Reward Level 2 Interest**- in order to receive the
following Premium Interest rates, you must
meet 3 or the 4 qualifier requirements above.
  • Tier 1: $20,000.00 or less APY .15%
  • Tier 2: Balance that is greater than
    $20,000.00 but no more than $50,000.00.
    APY range from .15% to .09%.
  • Tier 3: Balance that is greater than $50,000.00.
    APY range from .09% to .07%