Smart Rewards Checking
Click here to view our Smart Rewards Interest Levels.
- Earn Reward Level 1 Interest** on all account balances - no qualification required.
- Earn Reward Level 2 Interest** on balances up to $20,000.00 upon qualification.
Qualify for Reward Level 2 Interest:
Use three (3) of these free services each month:
- 15 point-of-sale transactions
- 2 Bill Pay transactions
- Direct Deposit
Easily qualify to waive the $10.00 monthly service charge by:
- Maintaining minimum daily balance of $1,500.00*** Or $20,000 Relationship Balance
- Or an Automatic Loan Payment with State Bank
Additional account benefits:
- Free Mobile Banking
- Free Online Banking
- Free Online BillPay
- Free Telephone Banking
- Free ATM/Debit Card
$25.00 minimum to open each account. Must meet minimum requirements each statement cycle. Automatic Loan Payment must be to State Bank Loan set up by bank.
+Relationship Account includes savings, money market, certificate of deposit and loan accounts.
*Relationship Balance includes savings, money market, certificate of deposit and loan accounts.
**The Annual Percentage Yield is accurate as of January 6, 2014 and the rate may change at any time. Fees could reduce earnings on this account.
***See Truth-in-Savings Disclosure for full details.
Reward Level 1 Interest**-when the account
|Reward Level 2 Interest**- in order to receive the
following Premium Interest rates, you must
meet 3 or the 4 qualifier requirements above.