Help Center

 

What is Personal Banking?

Personal Banking is our online service that allows you to access your account information 24 hours a day, 7 days a week. Using Personal Banking, you can:

What do I need to bank online?

Banking online is easy. Personal Banking works well on most of today's browsers and must support 256-bit SSL encryption. If your browser does not support these encryption levels, you'll need to update it. To get started, simply enroll to receive your log in information.

What types of accounts can I view with Personal Banking?

With Personal Banking, you can view all your The Cooperative Bank of Cape Cod accounts, as well as loans.

How often is my account information updated?

Account information is updated in real-time, offering you the most current information available.

How secure is my personal account information?

The Cooperative Bank of Cape Cod uses the latest Internet security available, including secure communications (SSL), firewalls, 256 bit encryption, and operating systems that have been designed to provide maximum security.

Why am I signed off sometimes and I have to sign in again?

If Personal Banking has been inactive for a period of time, Personal Banking may automatically sign you off to prevent unauthorized use of your accounts, and to prevent others from viewing your information.

Can I pay my bills using Personal Banking?

Yes. You can make payments to anyone in the United States from the utility company to the local babysitter. You may schedule payments to be made immediately or on a specified date in the future. You can even set up recurring payments so you do not have to worry about paying your regular bills. Recurring payments can be set up weekly, semi-monthly or monthly. Bill Pay eliminates the need for writing checks or addressing envelopes. More importantly, it saves you time and simplifies your busy life. (Fees may apply)

What type of account is required for Bill Pay?

Bill pay can only be used with a checking account.

May I pay bills from more than one checking account?

Yes.

How far in advance should I set up a payment to ensure it is paid on time?

We recommend that payments should be made at least five (5) business days in advance of the due date of the payee.

Can I transfer funds between my accounts?

Yes, you can transfer funds between any of your The Cooperative Bank of Cape Cod accounts.

Do I need extra software or hardware to use Personal Banking?

No extra software is necessary. You can access your The Cooperative Bank of Cape Cod accounts from almost any PC that has Internet access.

Will Personal Banking work with my current Internet Service Provider?

Yes, Personal Banking works with any ISP.

Can I access my accounts from both home and work?

Yes, you can access your accounts from almost any PC.

Need Assistance?

If you have additional questions, contact The Cooperative Bank of Cape Cod for assistance.