A Quick Tour

Introducing... Online Banking A simple… convenient… and easy way to manage your finances… virtually anywhere, at any time. From the moment you log in… you'll discover a refreshingly simple way… to quickly manage your accounts in real-time. And it all begins with your Home page. Right away… you’ll get a quick snap-shot of your accounts. You can make quick transfers… and easily review an account's recent activity. And if you’re in a hurry to pay a bill… it just takes a few seconds. You can even securely send money to other people… using nothing more than their name… and a mobile phone number. How’s that for simple! The Accounts Tab… Offers detailed information for the selected account. Just select another account to change it. Details… displays the accounts transaction activity. including its scheduled… pending… and posted items. You can use this account to create transfers… View it’s electronic documents… categorize its transactions… download the information… and… request stop payments on checks. The Transfer Tab… is your Transfer Center. And offers powerful tools for controlling your movement of money. Quickly create new transfers… and review a list of scheduled transfers. Bill Payment... helps make managing your bills a breeze. In fact, take advantage of our auto-pay feature… and we’ll take care of it automatically! Want to know if your account balance drops below a certain amount? Alerts are a great way to stay informed when certain events happen. And If you a question... send us a secure email. Profile… is where you manage personal information. like passwords. It’s also where you manage your eStatements… and the devices you use for mobile banking. Finally… Log Out… securely ends your session. We recommend logging out each time you end your session. Online Banking It’s a refreshingly simple approach. The information you need… when you need it.

Home

By default... once logged in... Home... is the first screen you'll see. It offers a quick at-a-glance view of your accounts... along with convenient access to transfers... recent transactions... and your bills. including your Popmoney contacts. Accounts... either displays your account balance... or if it's a loan account... the principal balance. And using an account to make a transfer from your home page... will pre-fill in your from account. saving you a step. you can also quickly review an accounts recent activity. Edit Accounts... Let's you update nicknames... show or hide the account on your home page... and change the order in which they appear. And the account listed at the top... will be used as your default account. Paying a bill is easy too. simply select a biller from your list... enter the pay date... and the amount. There...Done! Sending money to people is just as easy… Just tell us who you want to send the money to... Then... how much to send. Finally... selecting an account on your Home page... opens the Account Details.

Accounts

The Accounts Tab… Offers detailed information for the selected account. Just select another account to change it. Details... displays the accounts transaction activity. including its scheduled… pending… and posted items. you can filter your list to display only certain types of transactions... and easily print this information for reference. To search for a specific transaction... simply enter the amount... check number... or...the date range you'd like to review. You can use this account to create transfers… View its electronic documents, such as eStatements… categorize it’s transactions… download the information… and… request stop payments on checks.

Transfers

Transfers... offers powerful tools for controlling your movement of money. From here you can quickly create new transfers... and review a list of those you've scheduled. Creating a new transfer is easy. Simply select the accounts. And change the date if you'd like to schedule it in the future. If the transfer will repeat... select the frequency... and the duration. Then enter the amount... and if you'd like... a description to help remind you why it was created. That's It! Your transfer will be completed... and if it repeats... you'll see it listed under your scheduled transfers. Where you can make changes... and delete it at any time.

Payments

Selecting Bill Payment... opens your Payment Center. offering powerful yet simple tools for managing all your payment activity. From the Payment Center... You can easily set up billers... and quickly pay your bills. Even schedule them to be paid automatically. And with Popmoney... our personal payment service... you can securely send money to another person... using just their email address... or mobile phone number.

Alerts

Alerts... are a great way to keep you informed when certain events happen with your accounts. For example... if your account balance drops below a certain amount... we can notify you through email... text messaging... or by simply alerting you the next time you log in. Just click the alert category... to view the alert. To add a new alert... just select the category... and the type of alert. Then enter the criteria that will trigger it. if you're sending the alert to your mobile phone... enter the number... and select your carrier. That's it. In this example... if our balance ever drops below 100 dollars... we'll receive a text message letting us know. Alerts can be changed... or deleted at any time.

Secure Mail

Communicating with us through our secure messaging center... is as easy as sending and receiving emails. Your inbox... displays messages from us... Just select one to read it. Then, if you'd like... reply. You can remove old messages... and compose new ones. With our secure mail... you can safely include sensitive information such as account numbers. Then, let us know how we can be of service. Once finished... your new message will be included in your sent mail... and we'll get back to you... the moment we have an answer.

Profile

Profile... is where you customize your profile settings. Such as your passwords... Challenge Questions and answers... email address... You can also enroll for electronic statements... and manage the devices you use for our mobile banking service. To make a change... simply type in the new information... Then... Save.

Manage Mobile Devices

If you choose to take advantage of our mobile banking services... Profile... is where you'll manage your mobile devices. From here you can view a list of your currently active devices... select which accounts you'd like to display on your phone. And update your current time zone. to make a change to an active device... just select an option from the drop down. You can also add new devices from here. You can download our app... sign up for Text Banking... or register a device for our mobile site. Plus you can choose to receive your Account alerts as text messages. No matter how you choose to receive your account information... you'll be confident knowing our multi factor authentication helps keep your information secure.