Features

Introducing a comprehensive... and integrated approach to cash management... that's more powerful... more convenient... and more secure. Introducing... Cash Management You'll find easy-to-use interfaces to unify your experience across multiple devices. Whether you're at the office. the airport... or anywhere in between. User Entitlements... let you set roles... grant permissions... and authorize accounts... specific to employees. Transfers... that make it easy to move funds between accounts. Payment solutions that include ACH... wire... and checks. And custom dashboards for each user. placing the most important information up front... where it belongs. Cash Management Powerful... Convenient... And more secure.

A Quick Tour

If you're looking for a powerful... convenient... secure cash management system... in the office... or on the go... then take a closer look at... Cash Management Once logged in... take a look at the home page... and you'll see a snap shot of your current position. It offers a quick at-a-glance view of your accounts. Quickly approve transactions. Then transfer money... right from here. Accounts… groups your accounts by category. and includes the totals for each group. Selecting an account… displays its details… including its transaction history. Payments & Transfers… offers a variety of options for moving money. Easily transfer money internally between accounts. Initiate ACH batch transactions. Quickly wire money to other institutions. With checks & Deposits... you can request stop payments. Administrators have access to powerful administrative tools. they can create and manage employees... grant access privileges... and add granular permissions for moving money. In the upper right... you'll find your alerts. along with your profile information. Including password... and email address. when finished... we recommend securely logging off. ending your session. Cash Management Powerful, convenient, secure cash management.

Home

If you're looking for convenience... then Welcome Home. No matter what your role is in the company... your Home page places your most important information… right up front where it belongs. At a glance you’ll see your favorite account balances. you can select which accounts are displayed… view all accounts… and view an accounts recent activity. With Payments & Transfers… You can also review... and approve transactions... quickly and easily. Then review your issued transactions... including both pending... and scheduled items. And if you have permission... make changes... or delete them. Home, also lets you make quick payments... and transfers. Depending on your permissions... you'll have access to Internal Transfers... ACH Batch transfers... And wire transfers.

Accounts

Accounts... is home to your various accounts... along with all of their associated details. The accounts are grouped by category. for example Assets... and Liabilities. And each category... includes the groups total balance. Selecting an account... displays its Details. Along with links to view the accounts associated documents... for example... eStatements. And a link to download this information to your desktop. Details... displays the accounts balance information. Activity. And if applicable, it's Interest details... Below... you'll find the accounts transaction history... Which includes both pending... and posted items. If a transaction includes a check icon... you can view both the front... and back of the item. To search for specific transactions... Simply enter the criteria you're looking for... to filter the list. To view the details for another account... simply select it from the dropdown.

Documents

Documents... is where you'll find important files associated with your accounts. For example... if you've enrolled for electronic statements... you'll find your statements here. Notice the account we were previously viewing is selected. Choose your document type... and the date range you want to view. Then submit... to view a list of available documents. Select a document... to open it. You can view... print... or download the files as needed.

Payments & Transfers

Payments and Transfers... is your central hub for moving money. Offering a variety of powerful options. Internal... let's you easily transfer money internally between your accounts with us. including repeating transfers that occur on a regular basis. ACH... Offers powerful tools for both sending... and receiving ACH payments. which can often be delivered the very same day. You can review existing ACH transfers... create new transfer batches... create templates... even import transfers from your accounting software. Wire... Offers similar tools for initiating wire transfers. Just like ACH... You can make inquiries... make changes... delete wires... and import templates. If your business requires payments to be made outside the U.S.... you can even create exchange contracts to convert US dollars into foreign currency.

Internal Transfers

Internal Transfers is where you move money internally... between your accounts with us. For example... from an authorized checking account... to an authorized savings account. If your company has an eligible loan account with us... and you have access privileges... you can also make loan payments. Just tell us how you'd like to apply your payment. Once you've selected the accounts... select a transfer date... and if you'd like the transfer to repeat... tell us how often... and when the transfer should end. Next... enter the amount... and If you'd like... a description. Then preview your transfer. If everything looks correct... Submit it. That's it. You'll see your new transfer added to your issued transfers... including its date... frequency... and status. You can edit... and delete transfers that have not yet processed. And if your transfer requires an approval an approval notification is sent.

ACH Transfers

ACH… Offers a powerful suite of options for managing ACH transactions. Authorized employees can easily make inquiries… and changes… to previously created ACH transfers. Add new transfers using simple… pre-defined types. Then conveniently re-use them to initiate future transfers. You can delete transfers that are no longer useful… or if it’s recurring… simply cancel the next processing date. Review… Empowers supervisors with the authority to approve transfers… prior to processing. And when you create templates… You’ll expedite your most common transactions… by simply updating future dates and amounts. It’s the secret to managing large batch files that take place on a recurring basis… Like payroll. Review ACH Template… offers authorized administrators the ability to approve templates created by employees… prior to offering access to use them. You can also easily import transfers from your accounting software… and convert files that are not NACHA formatted. Based on your selected option… The search fields on the right help you refine… Or filter… The ACH information that you are creating… Importing… Reviewing… Or editing.

Wire Transfers

The Wire option… Is a great tool for securely sending… And receiving money… directly from an account at one financial institution... to an account at another. In just a matter of minutes. It’s an essential tool for making payments on tight deadlines. Similar to ACH… Authorized employees can easily make inquiries… and changes… to previously created Wire transfers. Add new transfers using simple… pre-defined types. Then conveniently re-use them to initiate future transfers. You can delete transfers that are no longer useful… or if it’s recurring… simply cancel the next processing date. Review… Empowers supervisors with the authority to approve transfers prior to processing. You can also easily import transfers from your accounting software… Wire Transfer Templates… Saves time by permitting you to initiate transactions… without re-entering the basic instructions each time a wire is sent. Review Wire Transfer Template… offers authorized administrators the ability to approve templates created by employees… prior to offering access to use them. Based on your selected option… The search fields on the right help you refine… Or filter… The wire transfers that you are creating… Importing… Reviewing… Or editing.

Bill Pay

The Bill Pay option… offers authorized employees a simple… and efficient method of paying bills. From the Payment Center… You can quickly pay bills you’ve previously set up. Review pending payments… and payments awaiting your approval. And glance over your recent payments. From the menu… You can also add billers… Review your bill history… Manage biller options… Such as automatic payments… Bill reminders… Or simply update their information. Manage which accounts are associated with Bill Pay. And if you’re an administrator… You’ll have the ability to set up… And manage authorized users. Finally… Messages… Let’s you communicate with us in a secure environment. To help you get quick answers to questions you might have.

Checks and Deposits

With Checks & Deposits... you have convenient tools for managing the checks you write. From Stop Payments... authorized users can easily request stop payments on single checks... or for specific transaction amounts.

Stop Payments

With Checks & Deposits... Authorized employees can request a new stop payment... And review previous stop payments that have recently been issued. Requesting a new stop payment is easy. Begin by selecting the account the check was written on. Then, choose whether you’d like to stop a single check… Or a specific transaction amount. For a single check… Enter the check number… Amount… And if available… The date the check was written… The payee… And reason your stopping the payment. When ready… Preview your request… And if everything looks correct… Complete it. That’s it. Your request will be added to the issued stop payments… and If a check is presented that matches your criteria… We’ll stop the payment.

Positive Pay

If your business has added the positive pay option… Authorized users have access to an array of tools that help guard against fraudulent activity. With Positive Pay… You can simply tell us what to look for… And if we suspect fraud… the item is flagged for your review. Overview… provides an at-a-glance view of current exceptions… As well as quick access to the individual functions. You can quickly see if any items are awaiting your review. You can import files… Review templates… And add new ones. You can add individual items… And quickly search for items in question. The Positive Pay menu… Offers simple navigation to the individual features. review items… import files … View a list of exceptions encountered during file import… search for Positive Pay items… And manage your templates.

Deposit Checks

If your business has enabled merchant capture… and has installed a compatible check scanner… then authorized employees can use the Deposit Checks option… to access powerful tools for depositing paper checks… Right from your office. From the home screen… You can review pending deposits… Or view all deposits… to quickly research your deposit history. View items… makes it easy to search for individual items. Including both checks… And remittance coupons. And you can generate Reports... then easily download the information to your desktop. To create a new deposit… Simply load the checks into your scanner… then… select Create Deposit. User Audit… offers administrators the ability to review an employee’s activity. For an in-depth walk-thru of Check Deposit… Please watch our Merchant Capture tutorial.

Administration

Administration… Offers powerful administrative control over how employees access information… and which functions their allowed to initiate. Administrators have quick access to both ACH… And wire templates. They can manage employees. And Control the relationship between employees and accounts. /D1: Accounts 2 Selecting ACH Template… opens the same external criteria screen that’s found under Payments & Transfers. Offering Authorized administrators access to the ACH functionality. Including convenient access to their ACH templates. From here… They can easily research existing templates… Make changes… And quickly set up new ones. Wire templates… work much the same way. Administrators can quickly search existing templates… Add new ones… And easily make changes. /I3 1 /I3 2 /I3 3 /I3 4 /I3 5 Selecting Employee Accounts… let’s administrators search existing employees by their Access ID… Or name. Or leaving the field blank… Displays all employees. Depending on their permissions… Authorized administrators can select an employee… to assign access privileges.

Profile

Profile… Is where the currently logged in user has access to their personal… Profile information. They can manage their password... And view their registered email address. To change your password… Simply type in a new one. As its being entered… You’ll see check marks next to each requirement. Once all requirements are met… Save your new password.