Narrator: Opening your first checking account
is a smart step towards building a solid financial future.
To start with, you're putting money in a safe place
and it's protected until you wanna spend it.
Having a checking account also means having access
to all the great features that come with it.
More and more, you probably find yourself in situations
where a debit card is more useful than cash
and probably safer,
especially when making a large purchase.
You'll be able to log into your account 24/7,
so you'll always know how much money you have
before treating everyone to lunch
or buying that awesome new jacket.
Plus, being able to track your spending online
keeps your money and your identity safer.
Fraudulent charges are easier to catch and fix
before they cause you big problems.
If you have a job,
you can use direct deposit with your employer.
And while all this makes
handling your money easier and safer,
having a checking account is the first step
towards building your credit history,
which is going to be pretty important
when you go for that first car
or it's time to rent that first place.
Whatever your goals are,
opening a checking account out now can help you get there.
(bright music)