To keep the debit/ATM overdraft services you have, we need to hear from you.

Overdraft services can be crucial when it counts most – those times when emergencies or unexpected expenses come up right when your balance is lowest.

We've always offered overdraft services on your debit card purchases and ATM withdrawals to help protect your peace of mind. So that you may continue receiving the same overdraft courtesies that you have in the past, we need your permission to continue these services.

How does our overdraft service work?

In the event you make a debit card purchase that overdraws your account, or request an ATM withdrawal that exceeds your balance, our overdraft services allow us to permit these transactions until you are able to deposit the necessary funds to cover the transaction(s).

Your purchase is honored at the cash register. Your cash is dispensed by the ATM.

And, the next time you make a deposit, the amount of the overdraft, plus any assessed fees, will be covered.

If you want to continue receiving overdraft services for ATM transactions and everyday debit card transactions, we need to know today. All we need to keep your overdraft services working for you as they have in the past is your permission.

Without your permission, even in an emergency, your transactions will be declined; act now and give us your permission to continue to serve your account in the same manner as we have in the past.


If you have questions, please visit our Help Center, or contact us for assistance.