What is Credit Score & Report?

Credit Score & Report provides credit score information that helps make your credit rating more understandable. It also helps you learn how the information on your credit report translates into a score.

How can Credit Score & Report help me?

Credit Score & Report does much more than simply show you your Credit Score. It also offers a wide array of tools that can help you improve your Score:

• A free Credit Score
• Analysis of each component of your score so you know where it comes from
• Clear, simple explanations of factors that impact your score
• A calculator that shows how purchases, payoffs and other decisions will affect your score

Is Credit Score & Report really free?

There is no cost to you whatsoever for the Credit Score & Report credit score services.

Is my information safe with Credit Score & Report?

Credit Score & Report uses industry-standard security practices to protect your data.

Is my Credit Score affected when I use Credit Score & Report?

Using Credit Score & Report will never directly impact your credit score. When Credit Score & Report accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.