What is ACH?

Automated Clearing House (ACH) is a secure payment transfer system that connects all U.S. financial institutions. The ACH network enables the efficient movement of billions of dollars each day to and from accounts at different financial institutions. ACH is the way in which common transactions like Direct Deposit of paychecks and Social Security checks, direct payment of consumer bills like mortgages and insurance premiums and other electronic payments and deposits are made.

What makes ACH Manager different?

ACH Manager simplifies the process of originating ACH transactions. It is an integrated part of our online Cash Management system, giving you secure access any time, anywhere.

Is ACH Manager secure?

Because it is integrated into your Business Online Banking, ACH Manager shares the same state-of-the-art access security as Business Online Banking. The protection of authorization and encryption of data are fully in place. The ACH network is trusted by companies and financial institutions across the country, and has safely processed billions of transactions worth trillions of dollars each year.

Does ACH offer cost savings?

For most companies, making payments and taking payments through ACH will provide a number of cost savings. The cost per transaction is lower because ACH requires less manpower -- eliminating the writing or opening of paper checks, trips to the financial institution, delays in postal mail and other transactional costs.