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		<title>MoneyiQ by First State Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Mortgages and Federal Funding Rates]]></title>
			<description><![CDATA[Maybe you&rsquo;ve seen a headline that said, &ldquo;The Fed is raising interest rates&rdquo;&mdash;but what does that mean for you as a consumer?]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Start Investing?]]></title>
			<description><![CDATA[Investing can be a great way to build wealth over time, but when is the right time to start?]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Escrow Account?]]></title>
			<description><![CDATA[If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Credit Freeze?]]></title>
			<description><![CDATA[If you break into a sweat at the thought of identity theft, you might want to consider a credit freeze.]]></description>
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			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Recession, and How to Prepare]]></title>
			<description><![CDATA[What is a recession, and how you can you prepare? Learn more today.]]></description>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[The Importance of Backing Up your Computer]]></title>
			<description><![CDATA[Are you backing up your important computer files at home? Without backups, you could lose important files--forever!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Don't Fall for Tech Support Scams]]></title>
			<description><![CDATA[You don&rsquo;t have to be a computer expert to recognize a tech support scam when you see one.]]></description>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be on The Alert For &lsquo;Update Account Information&rsquo; Scams]]></title>
			<description><![CDATA[&lsquo;Update account&rsquo; scams are common and can look very real. Here are some things to watch out for.]]></description>
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			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are Robocalls Driving You Crazy?]]></title>
			<description><![CDATA[Are Robocalls Driving You Crazy? Here are some things to think about the next time you get an unwanted call.]]></description>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have Your Important Tax Information Ready and Organized]]></title>
			<description><![CDATA[Do you have the right tax documents ready? Learn why it's important to be prepared at tax-filing time.]]></description>
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			<pubDate>Mon, 27 Mar 2017 23:00:00 -0400</pubDate>
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			<title><![CDATA[Password Managers Can Help Keep Your Online Accounts Safe]]></title>
			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
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			<pubDate>Wed, 15 Jun 2016 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
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			<title><![CDATA[Be Smart With Your Credit Card]]></title>
			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
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			<pubDate>Sun, 29 Sep 2013 23:00:00 -0400</pubDate>
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			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
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			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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