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		<title>MoneyiQ by Uark Federal Credit Union</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are CDs Worth It?]]></title>
			<description><![CDATA[CDs are a great option to grow your savings in a low-risk way. Ready to learn more? ]]></description>
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			<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have a 401K? Here is why an IRA may still make sense]]></title>
			<description><![CDATA[]]></description>
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			<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What You Need to Know About the Infostealer Data Breach]]></title>
			<description><![CDATA[An estimated 16 billion stolen login credentials have been compiled by &quot;infostealer&quot; malware. Here&rsquo;s how to act now to protect your online accounts.]]></description>
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			<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Start Investing?]]></title>
			<description><![CDATA[Investing can be a great way to build wealth over time, but when is the right time to start?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7286&id=91933]]>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Should You do if You Can't Make Your House Payment]]></title>
			<description><![CDATA[You did your research, you bought responsibly&mdash;but the unthinkable happens, and for some reason, you can&rsquo;t make your mortgage payment. What do you do? ]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7286&id=91938]]>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Investment Apps]]></title>
			<description><![CDATA[Investing can be a great way to build wealth for the future, and there are a variety of apps that can help get you started.]]></description>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Escrow Account?]]></title>
			<description><![CDATA[If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Buy Now, Pay Later?]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7286&id=124269]]>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Home Equity]]></title>
			<description><![CDATA[There are a variety of advantages to buying a home, and a big one is the ability to build equity.]]></description>
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			<pubDate>Sun, 15 Jan 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Beware of Government Imposter Scams]]></title>
			<description><![CDATA[Important government programs designed to help citizens can backfire when scammers get involved!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[You Can Help your Child Learn How to Manage their Savings]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
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			<pubDate>Mon, 15 Aug 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Public Wifi]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
			<link>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Getting A Home Loan Might Be Easier Than You Think]]></title>
			<description><![CDATA[Worried about the down payment for a home? You might have saved enough already.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Can&rsquo;t Find Your Payment Card? You Might Be Able To Turn It &lsquo;Off&rsquo; Or &lsquo;On&rsquo; Remotely.]]></title>
			<description><![CDATA[Have you ever panicked over a misplaced debit or credit card? The solution might be simple - just turn your card off. Learn more.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be on The Alert For &lsquo;Update Account Information&rsquo; Scams]]></title>
			<description><![CDATA[&lsquo;Update account&rsquo; scams are common and can look very real. Here are some things to watch out for.]]></description>
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			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[ Some Stolen Personal Data Is More Sensitive Than Others]]></title>
			<description><![CDATA[Not all stolen data is equal. The more sensitive the information, the more damaging it can be. Learn what you can do.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Checking Accounts Can Help Teens Keep Track Of Money]]></title>
			<description><![CDATA[A checking account can be a great tool for teens. Find out why.]]></description>
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			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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				<item>
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			<description><![CDATA[Considering overdraft protection for your checking account? Here are some things to think about.]]></description>
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			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Is The Draw Of Cryptocurrency Like Bitcoin?]]></title>
			<description><![CDATA[What&rsquo;s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it? ]]></description>
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			<pubDate>Fri, 15 Feb 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
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			<pubDate>Tue, 15 Jan 2019 00:00:00 -0500</pubDate>
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			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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				<item>
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			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
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			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
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			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
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			<description><![CDATA[Compound interest helps the money you save grow over time. Learn more today!]]></description>
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			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
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			<description><![CDATA[Are you aware of the many benefits of having a checking or savings account? Learn how we can help you get started today!]]></description>
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			<title><![CDATA[Teen Checking Account]]></title>
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			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
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			<title><![CDATA[What Is Skimming?]]></title>
			<description><![CDATA[Learn how to protect your debit, credit and ATM transactions from money skimmers.]]></description>
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			<pubDate>Tue, 13 Aug 2013 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
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			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
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