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		<title>MoneyiQ by Five Points Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Recession, and How to Prepare]]></title>
			<description><![CDATA[What is a recession, and how you can you prepare? Learn more today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=71831]]>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[The Importance of Backing Up your Computer]]></title>
			<description><![CDATA[Are you backing up your important computer files at home? Without backups, you could lose important files--forever!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=71837]]>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[What is Social Engineering?]]></title>
			<description><![CDATA[Social Engineering is any malicious activity that takes advantage of people by tricking them into sharing private information. ]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=71841]]>
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			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don't Fall for Tech Support Scams]]></title>
			<description><![CDATA[You don&rsquo;t have to be a computer expert to recognize a tech support scam when you see one.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=68669]]>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=68673]]>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Public Wifi]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=71846]]>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Can&rsquo;t Qualify For A Traditional Credit Card? There Are Other Options To Consider.]]></title>
			<description><![CDATA[Can't qualify for a traditional credit card? There are other options worth considering.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=55021]]>
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			<pubDate>Wed, 15 Dec 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Can&rsquo;t Find Your Payment Card? You Might Be Able To Turn It &lsquo;Off&rsquo; Or &lsquo;On&rsquo; Remotely.]]></title>
			<description><![CDATA[Have you ever panicked over a misplaced debit or credit card? The solution might be simple - just turn your card off. Learn more.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=53968]]>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Need Student Financial Aid? Here&rsquo;s A Great Place to Start.]]></title>
			<description><![CDATA[Are you going to need student financial aid? Here's a great place to start.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=50282]]>
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			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=49475]]>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=49477]]>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[College Is Expensive. Start Thinking About Money For School Now.]]></title>
			<description><![CDATA[College is expensive. Here are some things you should start thinking about now.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=49480]]>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=50291]]>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Protect Important Paper Documents To Keep Safe From Identity Theft]]></title>
			<description><![CDATA[Are your paper documents safe from prying eyes that can lead to identity theft? Here are some things to consider.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=43118]]>
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			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[What Is The Dark Web And Why Should You Care?]]></title>
			<description><![CDATA[What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=43135]]>
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			<pubDate>Thu, 15 Oct 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Are You Taking The Time To Balance Your Checking Account?]]></title>
			<description><![CDATA[Nervous about how much money is in your checking account? Learn why it's important to keep track of your balance.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=71861]]>
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			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Things To Think About When You Leave Your Job With Money Invested In A 401(k)]]></title>
			<description><![CDATA[What should you do with your 401(k) when you leave your job? Here are some options.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58450]]>
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			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Checking Accounts Can Help Teens Keep Track Of Money]]></title>
			<description><![CDATA[A checking account can be a great tool for teens. Find out why.]]></description>
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			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58465]]>
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			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=50717]]>
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			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=50296]]>
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			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58470]]>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=50287]]>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secret Shopper Scams Can Leave You Holding The Bag]]></title>
			<description><![CDATA[Find out how secret shopper scams can leave you holding the bag.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58471]]>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58476]]>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=7&id=58425]]>
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			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Real Estate Wire Fraud Scam Targets Closing Process]]></title>
			<description><![CDATA[Be cautious about unexpected last-minute changes to your home-closing plans. Learn why.]]></description>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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