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		<title>MoneyiQ by Hastings Federal Credit Union</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are CDs Worth It?]]></title>
			<description><![CDATA[CDs are a great option to grow your savings in a low-risk way. Ready to learn more? ]]></description>
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			<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options When Building a Home]]></title>
			<description><![CDATA[When it comes to building a home, you have several options to choose from. Which one makes the most sense for you?]]></description>
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			<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[50/30/20 Budget Rule: Simple Math for Smarter Money]]></title>
			<description><![CDATA[Budgeting is one of the best ways to manage your finances and keep your spending under control. But where to start? See if the 50/30/20 method is right for you!]]></description>
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			<pubDate>Sun, 15 Feb 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[How to Use a Debt Tracker to Manage Debt]]></title>
			<description><![CDATA[Ready to be debt free? A debt tracker is a great place to start. ]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Tax vs. Inheritance Tax: What's the Difference?]]></title>
			<description><![CDATA[Death and taxes are the two things they say you can't avoid...but what about death taxes? Learn more today!]]></description>
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			<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What to Look for in a VA loan]]></title>
			<description><![CDATA[As a veteran, you may have additional options when it comes to a home loan. Learn more today!]]></description>
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			<pubDate>Sat, 15 Nov 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have a 401K? Here is why an IRA may still make sense]]></title>
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			<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What You Need to Know About the Infostealer Data Breach]]></title>
			<description><![CDATA[An estimated 16 billion stolen login credentials have been compiled by &quot;infostealer&quot; malware. Here&rsquo;s how to act now to protect your online accounts.]]></description>
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			<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secured vs. Unsecured Debt: Understanding Your Borrowing Options]]></title>
			<description><![CDATA[When it comes to borrowing money, it's easy to get lost in the jargon and overwhelmed by your options. But a basic understanding of the two main types of loans can help you make the right choice. ]]></description>
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			<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Where's my Refund? A Simple Guide to Tracking Your Tax Refund Status]]></title>
			<description><![CDATA[Expecting a tax refund? It's easy to track its status! Learn how today!]]></description>
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			<pubDate>Sat, 15 Mar 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Mortgages and Federal Funding Rates]]></title>
			<description><![CDATA[Maybe you&rsquo;ve seen a headline that said, &ldquo;The Fed is raising interest rates&rdquo;&mdash;but what does that mean for you as a consumer?]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Cybercrooks and Retirement Accounts]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Escrow Account?]]></title>
			<description><![CDATA[If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[How Much Should I Save for Retirement?]]></title>
			<description><![CDATA[No matter where you are in your career, one important question to ask yourself is: &ldquo;Am I saving enough money for retirement?&rdquo;]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Verify a Charity Before Donating]]></title>
			<description><![CDATA[Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Rental Listing Scams]]></title>
			<description><![CDATA[New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Credit Freeze?]]></title>
			<description><![CDATA[If you break into a sweat at the thought of identity theft, you might want to consider a credit freeze.]]></description>
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			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Don't Get Zapped by Utility Scams]]></title>
			<description><![CDATA[Utility scams are the most common type of scam reported to the Federal Trade Commission. Learn to spot the signs so you don't get zapped by one!]]></description>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[The Importance of Backing Up your Computer]]></title>
			<description><![CDATA[Are you backing up your important computer files at home? Without backups, you could lose important files--forever!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Beware of Government Imposter Scams]]></title>
			<description><![CDATA[Important government programs designed to help citizens can backfire when scammers get involved!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Costs to Selling a Home]]></title>
			<description><![CDATA[While most people think about the profit they&rsquo;d like to make when selling their home, there will be some expenses to keep in mind.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123804]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123804]]>
			</guid>
			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Don't Fall for Tech Support Scams]]></title>
			<description><![CDATA[You don&rsquo;t have to be a computer expert to recognize a tech support scam when you see one.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123713]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123713]]>
			</guid>
			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123823]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123823]]>
			</guid>
			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[You Can Help your Child Learn How to Manage their Savings]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123853]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123853]]>
			</guid>
			<pubDate>Mon, 15 Aug 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123539]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123539]]>
			</guid>
			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123588]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123588]]>
			</guid>
			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Beware of Work from Home Scams]]></title>
			<description><![CDATA[While many businesses are offering legitimate remote work opportunities, there are also many work-from-home scammers who are looking for targets.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123718]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123718]]>
			</guid>
			<pubDate>Wed, 15 Jun 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123719]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123719]]>
			</guid>
			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Public Wifi]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123628]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123628]]>
			</guid>
			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123854]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123854]]>
			</guid>
			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123723]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123723]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123728]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123728]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123864]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123864]]>
			</guid>
			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123859]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123859]]>
			</guid>
			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123528]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123528]]>
			</guid>
			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Be on The Alert For &lsquo;Update Account Information&rsquo; Scams]]></title>
			<description><![CDATA[&lsquo;Update account&rsquo; scams are common and can look very real. Here are some things to watch out for.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123734]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123734]]>
			</guid>
			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Are Robocalls Driving You Crazy?]]></title>
			<description><![CDATA[Are Robocalls Driving You Crazy? Here are some things to think about the next time you get an unwanted call.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123738]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123738]]>
			</guid>
			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123743]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123743]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123828]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123828]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know When You Need To Start Repaying Your Student Loans?]]></title>
			<description><![CDATA[When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123869]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123869]]>
			</guid>
			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Think About Your Loan When Purchasing A New Or Used Vehicle]]></title>
			<description><![CDATA[A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=122783]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=122783]]>
			</guid>
			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123748]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123748]]>
			</guid>
			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[What Is The Dark Web And Why Should You Care?]]></title>
			<description><![CDATA[What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123633]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123633]]>
			</guid>
			<pubDate>Thu, 15 Oct 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Need A New Vehicle? Should You Buy Or Lease?]]></title>
			<description><![CDATA[Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123569]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123569]]>
			</guid>
			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What Should You Do After Being Turned Down For A Loan?]]></title>
			<description><![CDATA[You've been turned down for a loan. Now what? Here are some things you can do to change that.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123884]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123884]]>
			</guid>
			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123794]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123794]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Things To Think About When You Leave Your Job With Money Invested In A 401(k)]]></title>
			<description><![CDATA[What should you do with your 401(k) when you leave your job? Here are some options.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123844]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123844]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Should I Use A Debit Card Or A Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123589]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123589]]>
			</guid>
			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123749]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123749]]>
			</guid>
			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123594]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123594]]>
			</guid>
			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123638]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123638]]>
			</guid>
			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Zombie In Your House? Protect Your Computer From Becoming Part Of A Botnet.]]></title>
			<description><![CDATA[How do you know if your computer is part of botnet? Here are some things to look for.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123643]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123643]]>
			</guid>
			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123574]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123574]]>
			</guid>
			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123753]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123753]]>
			</guid>
			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Secret Shopper Scams Can Leave You Holding The Bag]]></title>
			<description><![CDATA[Find out how secret shopper scams can leave you holding the bag.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123758]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123758]]>
			</guid>
			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Buying A Home? Here Are Some Of The Common Loan Types You&rsquo;ll Have To Choose From.]]></title>
			<description><![CDATA[Learn how working with a mortgage professional can help you find a home loan right for you.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123799]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123799]]>
			</guid>
			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Secret Bank Account To Pay Bills? Don&rsquo;t Fall For This Scam]]></title>
			<description><![CDATA[A secret bank account to pay bills with? If it sounds too good to be true, it is. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123759]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123759]]>
			</guid>
			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123889]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123889]]>
			</guid>
			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123779]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123779]]>
			</guid>
			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123893]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123893]]>
			</guid>
			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
			<link>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Planning A Wedding Involves Saving, Keeping Track Of Costs]]></title>
			<description><![CDATA[Weddings can be beautiful - and costly. Learn why it's important to plan ahead and to control costs.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123529]]>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123808]]>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[The &lsquo;Hidden&rsquo; Costs Of Buying A Car]]></title>
			<description><![CDATA[The 'hidden' costs of buying a car can add up quickly. Learn what some of these costs are.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123578]]>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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			<description><![CDATA[Planning to get married? Now's the time to start talking about your finances. Learn more today!]]></description>
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			<pubDate>Mon, 15 Jan 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123899]]>
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			<title><![CDATA[Retirement: Have you considered an IRA?]]></title>
			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
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			<pubDate>Tue, 15 Aug 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Think Twice Before Choosing Rent To Own]]></title>
			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=5505&id=123678]]>
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			<pubDate>Tue, 02 May 2017 00:00:00 -0400</pubDate>
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			<description><![CDATA[Don&rsquo;t let scare tactics make you a victim of the &lsquo;grandparent scam.&rsquo;]]></description>
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			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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			<title><![CDATA[NCUA Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how NCUA insurance protects the money deposited into your covered accounts.]]></description>
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			<description><![CDATA[Are you guarding your digital information from being held hostage by ransomware? Learn what you can do.]]></description>
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			<description><![CDATA[Find out how prize scams can cost you money or steal your personal information - and learn what you can do to protect yourself.]]></description>
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			<description><![CDATA[Credit cards: Learn why it's important to make more than just the minimum payment.]]></description>
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			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
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				<item>
			<title><![CDATA[It&rsquo;s Time To Automate Your Savings]]></title>
			<description><![CDATA[Automation makes things easier. Learn how it can help you save money!]]></description>
			<link>
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			<pubDate>Tue, 10 May 2016 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
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			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
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				<item>
			<title><![CDATA[Retirement: It&rsquo;s Never Too Early To Start Saving]]></title>
			<description><![CDATA[It&rsquo;s never too early to start saving for retirement. Find out why.]]></description>
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			<title><![CDATA[Don&rsquo;t Let Overspending Spoil Your Holidays]]></title>
			<description><![CDATA[Holiday spending can spin out of control. Learn how to keep 'Ho! Ho! Ho!' from turning into 'Owe! Owe! Owe!']]></description>
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			<pubDate>Mon, 30 Nov 2015 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Thinking about buying a car?]]></title>
			<description><![CDATA[Buying a new car is exciting, but it&rsquo;s also a big expense. We&rsquo;re here to help.
]]></description>
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			<pubDate>Thu, 08 Jan 2015 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Using Strong Passwords for Online Accounts]]></title>
			<description><![CDATA[Are your passwords strong enough to protect your accounts from unauthorized access? Read more to find out now. ]]></description>
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			<pubDate>Fri, 31 Oct 2014 23:00:00 -0400</pubDate>
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			<title><![CDATA[Tips On Raising Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
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			<pubDate>Mon, 28 Apr 2014 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Be Smart With Your Credit Card]]></title>
			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
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			<pubDate>Sun, 29 Sep 2013 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
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			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
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			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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