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		<title>MoneyiQ by Hilltop Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options When Building a Home]]></title>
			<description><![CDATA[When it comes to building a home, you have several options to choose from. Which one makes the most sense for you?]]></description>
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			<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[50/30/20 Budget Rule: Simple Math for Smarter Money]]></title>
			<description><![CDATA[Budgeting is one of the best ways to manage your finances and keep your spending under control. But where to start? See if the 50/30/20 method is right for you!]]></description>
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			<pubDate>Sun, 15 Feb 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Tax vs. Inheritance Tax: What's the Difference?]]></title>
			<description><![CDATA[Death and taxes are the two things they say you can't avoid...but what about death taxes? Learn more today!]]></description>
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			<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have a 401K? Here is why an IRA may still make sense]]></title>
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			<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secured vs. Unsecured Debt: Understanding Your Borrowing Options]]></title>
			<description><![CDATA[When it comes to borrowing money, it's easy to get lost in the jargon and overwhelmed by your options. But a basic understanding of the two main types of loans can help you make the right choice. ]]></description>
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			<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Where's my Refund? A Simple Guide to Tracking Your Tax Refund Status]]></title>
			<description><![CDATA[Expecting a tax refund? It's easy to track its status! Learn how today!]]></description>
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			<pubDate>Sat, 15 Mar 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Social Media Privacy]]></title>
			<description><![CDATA[Social media is all about sharing: connecting with friends, making new ones, even interacting with your favorite brands. But do you know how to protect your information? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Reverse Mortgage?]]></title>
			<description><![CDATA[You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!]]></description>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[The Importance of Home Inspections]]></title>
			<description><![CDATA[Buying a house is a huge expense. Is it worth spending a few hundred more for a professional home inspection? Yes!]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Qualified Mortgage?]]></title>
			<description><![CDATA[Buying a home is a big step, so get a mortgage you can live with. A Qualified Mortgage is the safest choice.]]></description>
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			<pubDate>Wed, 15 Jun 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
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			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
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			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Getting A Home Loan Might Be Easier Than You Think]]></title>
			<description><![CDATA[Worried about the down payment for a home? You might have saved enough already.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Need Student Financial Aid? Here&rsquo;s A Great Place to Start.]]></title>
			<description><![CDATA[Are you going to need student financial aid? Here's a great place to start.]]></description>
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			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
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				<item>
			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
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			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
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			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
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			<title><![CDATA[Zombie In Your House? Protect Your Computer From Becoming Part Of A Botnet.]]></title>
			<description><![CDATA[How do you know if your computer is part of botnet? Here are some things to look for.]]></description>
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			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
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			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
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				<item>
			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Secret Shopper Scams Can Leave You Holding The Bag]]></title>
			<description><![CDATA[Find out how secret shopper scams can leave you holding the bag.]]></description>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Is The Draw Of Cryptocurrency Like Bitcoin?]]></title>
			<description><![CDATA[What&rsquo;s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it? ]]></description>
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			<pubDate>Fri, 15 Feb 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
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			<pubDate>Tue, 15 Jan 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Buying A Home? Here Are Some Of The Common Loan Types You&rsquo;ll Have To Choose From.]]></title>
			<description><![CDATA[Learn how working with a mortgage professional can help you find a home loan right for you.]]></description>
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			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Online Classifieds: Tips For Buying, Selling And Safety]]></title>
			<description><![CDATA[Here are some tips on watching for online classified scams that could jeopardize your safety or money.]]></description>
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			<pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Secret Bank Account To Pay Bills? Don&rsquo;t Fall For This Scam]]></title>
			<description><![CDATA[A secret bank account to pay bills with? If it sounds too good to be true, it is. Learn why.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
			<link>
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			</guid>
			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
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			</guid>
			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Planning A Wedding Involves Saving, Keeping Track Of Costs]]></title>
			<description><![CDATA[Weddings can be beautiful - and costly. Learn why it's important to plan ahead and to control costs.]]></description>
			<link>
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			</link>
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			</guid>
			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Real Estate Wire Fraud Scam Targets Closing Process]]></title>
			<description><![CDATA[Be cautious about unexpected last-minute changes to your home-closing plans. Learn why.]]></description>
			<link>
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			</link>
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			</guid>
			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips For Avoiding Overdraft Charges]]></title>
			<description><![CDATA[Overdrawing your checking can be a costly hassle. Learn what you can do to avoiding overspending.]]></description>
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			<pubDate>Thu, 12 Apr 2018 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Saving And Planning For Vacation]]></title>
			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
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			<pubDate>Thu, 12 Apr 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Consider Using A Professional At Tax Time]]></title>
			<description><![CDATA[Doing your taxes can be complicated. Find out why it might be best to hire a professional.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
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			</link>
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			</guid>
			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[The &lsquo;Hidden&rsquo; Costs Of Buying A Car]]></title>
			<description><![CDATA[The 'hidden' costs of buying a car can add up quickly. Learn what some of these costs are.]]></description>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Getting Married? It&rsquo;s Time To Talk About Financial Goals and Needs]]></title>
			<description><![CDATA[Planning to get married? Now's the time to start talking about your finances. Learn more today!]]></description>
			<link>
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			</link>
			<guid>
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			<pubDate>Mon, 15 Jan 2018 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
			<link>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
			<link>
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			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Electronic Payments Keep You Safe And Informed]]></title>
			<description><![CDATA[Looking for a fast, safe and convenient way to do everything from paying bills to making purchases?]]></description>
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			<pubDate>Fri, 15 Sep 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Retirement: Have you considered an IRA?]]></title>
			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
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			<pubDate>Tue, 15 Aug 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Think Twice Before Choosing Rent To Own]]></title>
			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
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			<pubDate>Tue, 02 May 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Things You Should Know About Student Loans]]></title>
			<description><![CDATA[Will you need a student loan to attend college? Learn about some of your loan options today.]]></description>
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			</guid>
			<pubDate>Tue, 25 Apr 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Beware of the 'Grandparent Scam']]></title>
			<description><![CDATA[Don&rsquo;t let scare tactics make you a victim of the &lsquo;grandparent scam.&rsquo;]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8667]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8667]]>
			</guid>
			<pubDate>Wed, 29 Mar 2017 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Have Your Important Tax Information Ready and Organized]]></title>
			<description><![CDATA[Do you have the right tax documents ready? Learn why it's important to be prepared at tax-filing time.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8671]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8671]]>
			</guid>
			<pubDate>Mon, 27 Mar 2017 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8672]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8672]]>
			</guid>
			<pubDate>Wed, 15 Feb 2017 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Be Careful When Looking For A Vacation Rental]]></title>
			<description><![CDATA[Don't let a vacation rental scam turn your dream trip into a nightmare. Learn what to look out for today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8676]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8676]]>
			</guid>
			<pubDate>Wed, 15 Feb 2017 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[FDIC Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8681]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=8681]]>
			</guid>
			<pubDate>Mon, 09 Jan 2017 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Your Data From Being Held Hostage By Ransomware]]></title>
			<description><![CDATA[Are you guarding your digital information from being held hostage by ransomware? Learn what you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9909]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9909]]>
			</guid>
			<pubDate>Fri, 30 Dec 2016 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Beware of Chip Card Phishing Scams]]></title>
			<description><![CDATA[Learn how to avoid chip card scams designed to steal your personal information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9938]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9938]]>
			</guid>
			<pubDate>Fri, 30 Dec 2016 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Teach Your Kids The Importance Of Saving Money]]></title>
			<description><![CDATA[It&rsquo;s never too early to start teaching kids the importance of saving money. Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9968]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9968]]>
			</guid>
			<pubDate>Thu, 15 Sep 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[You'll Earn More On Your Savings Through Compound Interest]]></title>
			<description><![CDATA[Compound interest helps the money you save grow over time. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9969]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9969]]>
			</guid>
			<pubDate>Thu, 15 Sep 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Prize Scams &ndash; So You Don't End Up Losing]]></title>
			<description><![CDATA[Find out how prize scams can cost you money or steal your personal information - and learn what you can do to protect yourself.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10023]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10023]]>
			</guid>
			<pubDate>Mon, 15 Aug 2016 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Let Credit Card Interest Cost You Money]]></title>
			<description><![CDATA[Credit cards: Learn why it's important to make more than just the minimum payment.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9894]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9894]]>
			</guid>
			<pubDate>Mon, 15 Aug 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Password Managers Can Help Keep Your Online Accounts Safe]]></title>
			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9913]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9913]]>
			</guid>
			<pubDate>Wed, 15 Jun 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It&rsquo;s Time To Automate Your Savings]]></title>
			<description><![CDATA[Automation makes things easier. Learn how it can help you save money!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9974]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9974]]>
			</guid>
			<pubDate>Tue, 10 May 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Make Giving Easy With Gift Cards]]></title>
			<description><![CDATA[Gift cards can ease the stress of shopping. Find out what makes them special.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9978]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9978]]>
			</guid>
			<pubDate>Wed, 20 Apr 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10013]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10013]]>
			</guid>
			<pubDate>Sat, 27 Feb 2016 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9918]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9918]]>
			</guid>
			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips For Creating Strong Passwords]]></title>
			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9923]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9923]]>
			</guid>
			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: It&rsquo;s Never Too Early To Start Saving]]></title>
			<description><![CDATA[It&rsquo;s never too early to start saving for retirement. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10018]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10018]]>
			</guid>
			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Preventing Financial Abuse Of The Elderly]]></title>
			<description><![CDATA[Financial abuse of the elderly can be devastating. Learn how you can spot the signs and stop this abuse.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10029]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10029]]>
			</guid>
			<pubDate>Thu, 24 Dec 2015 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Let Overspending Spoil Your Holidays]]></title>
			<description><![CDATA[Holiday spending can spin out of control. Learn how to keep 'Ho! Ho! Ho!' from turning into 'Owe! Owe! Owe!']]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12900]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12900]]>
			</guid>
			<pubDate>Mon, 30 Nov 2015 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips To Avoid Holiday Scams]]></title>
			<description><![CDATA[&lsquo;Tis the season to be wary of holiday scams. Learn what you can do to protect your money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12906]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12906]]>
			</guid>
			<pubDate>Tue, 10 Nov 2015 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Advantages of Using a Credit Card]]></title>
			<description><![CDATA[A credit card gives you some important advantages when it comes to making purchases. Find out how!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9898]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9898]]>
			</guid>
			<pubDate>Sat, 24 Oct 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Let Money On Rebate Card &lsquo;Disappear&rsquo;]]></title>
			<description><![CDATA[Is that &lsquo;free&rsquo; money you got in the mail melting away? That&rsquo;s what could happen if you&rsquo;re not using your rebate card.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9899]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9899]]>
			</guid>
			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9954]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9954]]>
			</guid>
			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Making The Store Credit Card Decision]]></title>
			<description><![CDATA[Many retailers offer store credit cards, but other cards could end up saving you more. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12891]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12891]]>
			</guid>
			<pubDate>Mon, 03 Aug 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Smartphone Security Tips]]></title>
			<description><![CDATA[Are you taking steps to keep the data on your smartphone secure? Learn what you can do today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9959]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9959]]>
			</guid>
			<pubDate>Thu, 30 Jul 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Buying A Home? Keep Closing Costs In Mind]]></title>
			<description><![CDATA[Be sure to plan ahead for closing costs when buying a home. Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10054]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10054]]>
			</guid>
			<pubDate>Sat, 30 May 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect the Information on Your Smartphone]]></title>
			<description><![CDATA[Our smartphones are capable of many things: email, shopping, banking, apps and storing information. This can expose you to identity theft, unless you take some precautions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9963]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9963]]>
			</guid>
			<pubDate>Fri, 27 Feb 2015 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Thinking about buying a car?]]></title>
			<description><![CDATA[Buying a new car is exciting, but it&rsquo;s also a big expense. We&rsquo;re here to help.
]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9983]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9983]]>
			</guid>
			<pubDate>Thu, 08 Jan 2015 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Using Strong Passwords for Online Accounts]]></title>
			<description><![CDATA[Are your passwords strong enough to protect your accounts from unauthorized access? Read more to find out now. ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9928]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9928]]>
			</guid>
			<pubDate>Fri, 31 Oct 2014 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[The Benefits of Home Hunting in the Winter]]></title>
			<description><![CDATA[Don't let let cold weather freeze your home-buying plans. Winter can be a great time to find a hot deal. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12905]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=12905]]>
			</guid>
			<pubDate>Mon, 29 Sep 2014 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Haven't opened an account yet?]]></title>
			<description><![CDATA[Are you aware of the many benefits of having a checking or savings account? Learn how we can help you get started today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9988]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9988]]>
			</guid>
			<pubDate>Wed, 30 Jul 2014 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips On Raising Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9993]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9993]]>
			</guid>
			<pubDate>Mon, 28 Apr 2014 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Advance Fee Schemes]]></title>
			<description><![CDATA[Learn how to avoid becoming a victim of tempting but costly advance fee schemes.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9943]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9943]]>
			</guid>
			<pubDate>Tue, 18 Feb 2014 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Teen Checking Account]]></title>
			<description><![CDATA[Learn why opening a checking account as a teen is a smart financial move.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9994]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9994]]>
			</guid>
			<pubDate>Sun, 16 Feb 2014 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Payday Loans Can Be Costly]]></title>
			<description><![CDATA[Don't fall into the payday loan trap. Learn how to avoid those high fees.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9998]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9998]]>
			</guid>
			<pubDate>Wed, 13 Nov 2013 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch for 'Gray Charges']]></title>
			<description><![CDATA[Learn about 'gray charges' - and things you can to do avoid these costly expenses.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10008]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10008]]>
			</guid>
			<pubDate>Wed, 13 Nov 2013 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Be Smart With Your Credit Card]]></title>
			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9908]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9908]]>
			</guid>
			<pubDate>Sun, 29 Sep 2013 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What Is Skimming?]]></title>
			<description><![CDATA[Learn how to protect your debit, credit and ATM transactions from money skimmers.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9949]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9949]]>
			</guid>
			<pubDate>Tue, 13 Aug 2013 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9999]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9999]]>
			</guid>
			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10003]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=10003]]>
			</guid>
			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=4011&id=9953]]>
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