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		<title>MoneyiQ by OneLocal Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105393]]>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Mortgages and Federal Funding Rates]]></title>
			<description><![CDATA[Maybe you&rsquo;ve seen a headline that said, &ldquo;The Fed is raising interest rates&rdquo;&mdash;but what does that mean for you as a consumer?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105338]]>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=95299]]>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Considering an Early 401(k) Withdrawal?]]></title>
			<description><![CDATA[If you run into a financial bind, it can be very tempting to think about raiding funds from your 401(k) or similar retirement account to meet your needs.]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Should You do if You Can't Make Your House Payment]]></title>
			<description><![CDATA[You did your research, you bought responsibly&mdash;but the unthinkable happens, and for some reason, you can&rsquo;t make your mortgage payment. What do you do? ]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105373]]>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Reverse Mortgage?]]></title>
			<description><![CDATA[You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!]]></description>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Cybercrooks and Retirement Accounts]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90449]]>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90694]]>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[What is an Escrow Account?]]></title>
			<description><![CDATA[If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105403]]>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105406]]>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=80713]]>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[The Importance of Home Inspections]]></title>
			<description><![CDATA[Buying a house is a huge expense. Is it worth spending a few hundred more for a professional home inspection? Yes!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105356]]>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Buy Now, Pay Later?]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=80716]]>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105408]]>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[APR vs APY--What's the Difference?]]></title>
			<description><![CDATA[You've probably heard the terms APR and APY. Do you know what they mean for you?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90453]]>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90454]]>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Finding a Financial Advisor]]></title>
			<description><![CDATA[Managing your money can be a lot like juggling &ndash; the more balls you have in the air, the harder it gets. That&rsquo;s why people often turn to financial advisors.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90458]]>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[How to Verify a Charity Before Donating]]></title>
			<description><![CDATA[Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=95269]]>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Rental Listing Scams]]></title>
			<description><![CDATA[New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=95274]]>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Inflation?]]></title>
			<description><![CDATA[What is inflation, and what does it mean for the average consumer? Inflation is a rise in prices, or a decrease in the purchasing power of money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=107858]]>
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			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Home Equity]]></title>
			<description><![CDATA[There are a variety of advantages to buying a home, and a big one is the ability to build equity.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105353]]>
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			<pubDate>Sun, 15 Jan 2023 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Don't Get Zapped by Utility Scams]]></title>
			<description><![CDATA[Utility scams are the most common type of scam reported to the Federal Trade Commission. Learn to spot the signs so you don't get zapped by one!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=94708]]>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Beware of Government Imposter Scams]]></title>
			<description><![CDATA[Important government programs designed to help citizens can backfire when scammers get involved!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90699]]>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Costs to Selling a Home]]></title>
			<description><![CDATA[While most people think about the profit they&rsquo;d like to make when selling their home, there will be some expenses to keep in mind.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105381]]>
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			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68483]]>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Don't Fall for Tech Support Scams]]></title>
			<description><![CDATA[You don&rsquo;t have to be a computer expert to recognize a tech support scam when you see one.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68487]]>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[You Can Help your Child Learn How to Manage their Savings]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68492]]>
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			<pubDate>Mon, 15 Aug 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68498]]>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68502]]>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Beware of Work from Home Scams]]></title>
			<description><![CDATA[While many businesses are offering legitimate remote work opportunities, there are also many work-from-home scammers who are looking for targets.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63801]]>
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			<pubDate>Wed, 15 Jun 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Public Wifi]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63516]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63516]]>
			</guid>
			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63806]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63806]]>
			</guid>
			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=62285]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=62285]]>
			</guid>
			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=62288]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=62288]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68523]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68523]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Learn How To Protect Yourself Against Identity Theft In College]]></title>
			<description><![CDATA[Learn how to protect yourself from identity theft while you&rsquo;re in college. It&rsquo;s a lesson that can last a lifetime.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64291]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64291]]>
			</guid>
			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64311]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64311]]>
			</guid>
			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63811]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63811]]>
			</guid>
			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Getting A Home Loan Might Be Easier Than You Think]]></title>
			<description><![CDATA[Worried about the down payment for a home? You might have saved enough already.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105411]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105411]]>
			</guid>
			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64312]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64312]]>
			</guid>
			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64356]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64356]]>
			</guid>
			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63767]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63767]]>
			</guid>
			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Students Need To Watch For Possible Scholarship, Job Scams]]></title>
			<description><![CDATA[Students need to be on the alert for scholarship and job scams. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68528]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68528]]>
			</guid>
			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63812]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63812]]>
			</guid>
			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64326]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64326]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64331]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64331]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Be on The Alert For &lsquo;Update Account Information&rsquo; Scams]]></title>
			<description><![CDATA[&lsquo;Update account&rsquo; scams are common and can look very real. Here are some things to watch out for.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68562]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68562]]>
			</guid>
			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Learn Ways To Protect Yourself From Moving Scams]]></title>
			<description><![CDATA[Getting ready to move? Learn how to avoid getting caught in a costly moving scam.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68567]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68567]]>
			</guid>
			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64317]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64317]]>
			</guid>
			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Are Robocalls Driving You Crazy?]]></title>
			<description><![CDATA[Are Robocalls Driving You Crazy? Here are some things to think about the next time you get an unwanted call.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68563]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68563]]>
			</guid>
			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64357]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64357]]>
			</guid>
			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63761]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63761]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64336]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64336]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68572]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68572]]>
			</guid>
			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[What Is The Dark Web And Why Should You Care?]]></title>
			<description><![CDATA[What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63521]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63521]]>
			</guid>
			<pubDate>Thu, 15 Oct 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays you and then asks you to refund the overpayment amount. It could be a costly scam.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90693]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=90693]]>
			</guid>
			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Things To Think About When You Leave Your Job With Money Invested In A 401(k)]]></title>
			<description><![CDATA[What should you do with your 401(k) when you leave your job? Here are some options.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63791]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63791]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105413]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105413]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Seniors Need To Watch Out For Home Repair Scams]]></title>
			<description><![CDATA[Seniors need to watch out for home-repair scams. Here are some tips to protect your money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68573]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68573]]>
			</guid>
			<pubDate>Mon, 15 Jun 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Checking Accounts Can Help Teens Keep Track Of Money]]></title>
			<description><![CDATA[A checking account can be a great tool for teens. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63772]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63772]]>
			</guid>
			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips On Looking Toward Retirement Income And Expenses]]></title>
			<description><![CDATA[Will you have enough money when you retire? Here are some things to think about.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63792]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63792]]>
			</guid>
			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Should I Use A Debit Card Or A Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63526]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63526]]>
			</guid>
			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You Missing Out On &lsquo;Free&rsquo; Retirement Money At Work?]]></title>
			<description><![CDATA[Are you passing up a chance to get &lsquo;free&rsquo; money at work? Learn how 401(k) matching funds make big a difference.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64387]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64387]]>
			</guid>
			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68577]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68577]]>
			</guid>
			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64341]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64341]]>
			</guid>
			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68533]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68533]]>
			</guid>
			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64366]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=64366]]>
			</guid>
			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Zombie In Your House? Protect Your Computer From Becoming Part Of A Botnet.]]></title>
			<description><![CDATA[How do you know if your computer is part of botnet? Here are some things to look for.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68547]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68547]]>
			</guid>
			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68582]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68582]]>
			</guid>
			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63776]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=63776]]>
			</guid>
			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105443]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105443]]>
			</guid>
			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Buying A Home? Here Are Some Of The Common Loan Types You&rsquo;ll Have To Choose From.]]></title>
			<description><![CDATA[Learn how working with a mortgage professional can help you find a home loan right for you.]]></description>
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			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105358]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105358]]>
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			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Real Estate Wire Fraud Scam Targets Closing Process]]></title>
			<description><![CDATA[Be cautious about unexpected last-minute changes to your home-closing plans. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=68522]]>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
			<link>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
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				<item>
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			<description><![CDATA[Looking for a fast, safe and convenient way to do everything from paying bills to making purchases?]]></description>
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			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
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				<item>
			<title><![CDATA[Have Your Important Tax Information Ready and Organized]]></title>
			<description><![CDATA[Do you have the right tax documents ready? Learn why it's important to be prepared at tax-filing time.]]></description>
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			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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			<title><![CDATA[FDIC Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
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				<item>
			<title><![CDATA[Password Managers Can Help Keep Your Online Accounts Safe]]></title>
			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
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			<title><![CDATA[It&rsquo;s Time To Automate Your Savings]]></title>
			<description><![CDATA[Automation makes things easier. Learn how it can help you save money!]]></description>
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			<pubDate>Tue, 10 May 2016 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
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			<title><![CDATA[Retirement: It&rsquo;s Never Too Early To Start Saving]]></title>
			<description><![CDATA[It&rsquo;s never too early to start saving for retirement. Find out why.]]></description>
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			<title><![CDATA[Advantages of Using a Credit Card]]></title>
			<description><![CDATA[A credit card gives you some important advantages when it comes to making purchases. Find out how!]]></description>
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			<pubDate>Sat, 24 Oct 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Smartphone Security Tips]]></title>
			<description><![CDATA[Are you taking steps to keep the data on your smartphone secure? Learn what you can do today!]]></description>
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			<pubDate>Thu, 30 Jul 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Buying A Home? Keep Closing Costs In Mind]]></title>
			<description><![CDATA[Be sure to plan ahead for closing costs when buying a home. Learn more today.]]></description>
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			<pubDate>Sat, 30 May 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Protect the Information on Your Smartphone]]></title>
			<description><![CDATA[Our smartphones are capable of many things: email, shopping, banking, apps and storing information. This can expose you to identity theft, unless you take some precautions.]]></description>
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			<pubDate>Fri, 27 Feb 2015 23:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Using Strong Passwords for Online Accounts]]></title>
			<description><![CDATA[Are your passwords strong enough to protect your accounts from unauthorized access? Read more to find out now. ]]></description>
			<link>
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			<pubDate>Fri, 31 Oct 2014 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips On Raising Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
			<link>
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			<pubDate>Mon, 28 Apr 2014 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105366]]>
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			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=277&id=105368]]>
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			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
			<link>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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