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		<title>MoneyiQ by Beach Municipal Federal Credit Union</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Tax vs. Inheritance Tax: What's the Difference?]]></title>
			<description><![CDATA[Death and taxes are the two things they say you can't avoid...but what about death taxes? Learn more today!]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is Buy Now, Pay Later?]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
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			<pubDate>Fri, 05 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Getting Married? It&rsquo;s Time To Talk About Financial Goals and Needs]]></title>
			<description><![CDATA[Planning to get married? Now's the time to start talking about your finances. Learn more today!]]></description>
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			<pubDate>Fri, 12 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
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			<pubDate>Thu, 11 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Fri, 13 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Fri, 13 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
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			<pubDate>Fri, 04 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Credit Union]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
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			<pubDate>Fri, 04 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Seniors Need To Watch Out For Home Repair Scams]]></title>
			<description><![CDATA[Seniors need to watch out for home-repair scams. Here are some tips to protect your money.]]></description>
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			<pubDate>Fri, 04 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Verify a Charity Before Donating]]></title>
			<description><![CDATA[Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.]]></description>
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			<pubDate>Tue, 11 Mar 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Be Careful When Looking For A Vacation Rental]]></title>
			<description><![CDATA[Don't let a vacation rental scam turn your dream trip into a nightmare. Learn what to look out for today!]]></description>
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			<pubDate>Mon, 18 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
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			<pubDate>Mon, 18 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
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			<pubDate>Tue, 06 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
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			<pubDate>Tue, 06 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
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			<pubDate>Thu, 09 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Have you considered an IRA?]]></title>
			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
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			<pubDate>Fri, 19 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Think About Your Loan When Purchasing A New Or Used Vehicle]]></title>
			<description><![CDATA[A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.]]></description>
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			<pubDate>Tue, 09 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
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			<pubDate>Tue, 09 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
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			<pubDate>Fri, 05 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Fri, 05 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
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			<pubDate>Fri, 05 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Let Credit Card Interest Cost You Money]]></title>
			<description><![CDATA[Credit cards: Learn why it's important to make more than just the minimum payment.]]></description>
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			<pubDate>Fri, 05 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Reverse Mortgage?]]></title>
			<description><![CDATA[You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!]]></description>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
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			<pubDate>Tue, 21 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[The Importance of Home Inspections]]></title>
			<description><![CDATA[Buying a house is a huge expense. Is it worth spending a few hundred more for a professional home inspection? Yes!]]></description>
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			<pubDate>Tue, 21 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Public Wifi]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
			<link>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
			<link>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Zombie In Your House? Protect Your Computer From Becoming Part Of A Botnet.]]></title>
			<description><![CDATA[How do you know if your computer is part of botnet? Here are some things to look for.]]></description>
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			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Teach Your Kids The Importance Of Saving Money]]></title>
			<description><![CDATA[It&rsquo;s never too early to start teaching kids the importance of saving money. Here are some tips.]]></description>
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			<pubDate>Thu, 15 Sep 2016 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips For Creating Strong Passwords]]></title>
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