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		<title>MoneyiQ by United Cumberland Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Recession, and How to Prepare]]></title>
			<description><![CDATA[What is a recession, and how you can you prepare? Learn more today.]]></description>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
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			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2440&id=47132]]>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[ Some Stolen Personal Data Is More Sensitive Than Others]]></title>
			<description><![CDATA[Not all stolen data is equal. The more sensitive the information, the more damaging it can be. Learn what you can do.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Think About Your Loan When Purchasing A New Or Used Vehicle]]></title>
			<description><![CDATA[A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.]]></description>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Is The Dark Web And Why Should You Care?]]></title>
			<description><![CDATA[What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?]]></description>
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			<pubDate>Thu, 15 Oct 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays you and then asks you to refund the overpayment amount. It could be a costly scam.]]></description>
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			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Should You Do After Being Turned Down For A Loan?]]></title>
			<description><![CDATA[You've been turned down for a loan. Now what? Here are some things you can do to change that.]]></description>
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			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Things To Think About When You Leave Your Job With Money Invested In A 401(k)]]></title>
			<description><![CDATA[What should you do with your 401(k) when you leave your job? Here are some options.]]></description>
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			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Is A Data Breach And What Should You Do?]]></title>
			<description><![CDATA[A data breach doesn't mean you will become an identity theft victim, but it can lead to that. Find out what you can do.]]></description>
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			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Should I Use A Debit Card Or A Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
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			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2440&id=32936]]>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
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			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
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			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Things To Know About Overdraft Protection]]></title>
			<description><![CDATA[Considering overdraft protection for your checking account? Here are some things to think about.]]></description>
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			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
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			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secret Shopper Scams Can Leave You Holding The Bag]]></title>
			<description><![CDATA[Find out how secret shopper scams can leave you holding the bag.]]></description>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
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			<pubDate>Tue, 15 Jan 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2440&id=24049]]>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Buying A Home? Here Are Some Of The Common Loan Types You&rsquo;ll Have To Choose From.]]></title>
			<description><![CDATA[Learn how working with a mortgage professional can help you find a home loan right for you.]]></description>
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			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Online Classifieds: Tips For Buying, Selling And Safety]]></title>
			<description><![CDATA[Here are some tips on watching for online classified scams that could jeopardize your safety or money.]]></description>
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			<pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
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			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips For Avoiding Overdraft Charges]]></title>
			<description><![CDATA[Overdrawing your checking can be a costly hassle. Learn what you can do to avoiding overspending.]]></description>
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			<pubDate>Thu, 12 Apr 2018 23:00:00 -0400</pubDate>
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			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
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			<pubDate>Thu, 12 Apr 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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			<description><![CDATA[The 'hidden' costs of buying a car can add up quickly. Learn what some of these costs are.]]></description>
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				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
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			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
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			<description><![CDATA[Will you need a student loan to attend college? Learn about some of your loan options today.]]></description>
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			<description><![CDATA[Don&rsquo;t let scare tactics make you a victim of the &lsquo;grandparent scam.&rsquo;]]></description>
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