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		<title>Money IQ by Centricity Credit Union</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secured vs. Unsecured Debt: Understanding Your Borrowing Options]]></title>
			<description><![CDATA[When it comes to borrowing money, it's easy to get lost in the jargon and overwhelmed by your options. But a basic understanding of the two main types of loans can help you make the right choice. ]]></description>
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			<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=105251]]>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114166]]>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114131]]>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Social Media Privacy]]></title>
			<description><![CDATA[Social media is all about sharing: connecting with friends, making new ones, even interacting with your favorite brands. But do you know how to protect your information? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Considering an Early 401(k) Withdrawal?]]></title>
			<description><![CDATA[If you run into a financial bind, it can be very tempting to think about raiding funds from your 401(k) or similar retirement account to meet your needs.]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Start Investing?]]></title>
			<description><![CDATA[Investing can be a great way to build wealth over time, but when is the right time to start?]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Cybercrooks and Retirement Accounts]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114138]]>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[How Much Should I Save for Retirement?]]></title>
			<description><![CDATA[No matter where you are in your career, one important question to ask yourself is: &ldquo;Am I saving enough money for retirement?&rdquo;]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114181]]>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114378]]>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114183]]>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[APR vs APY--What's the Difference?]]></title>
			<description><![CDATA[You've probably heard the terms APR and APY. Do you know what they mean for you?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114116]]>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114278]]>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Home Equity]]></title>
			<description><![CDATA[There are a variety of advantages to buying a home, and a big one is the ability to build equity.]]></description>
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			<pubDate>Sun, 15 Jan 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Costs to Selling a Home]]></title>
			<description><![CDATA[While most people think about the profit they&rsquo;d like to make when selling their home, there will be some expenses to keep in mind.]]></description>
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			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114196]]>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[You Can Help your Child Learn How to Manage their Savings]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114233]]>
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			<pubDate>Mon, 15 Aug 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114046]]>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114143]]>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
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			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114146]]>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Learn How To Protect Yourself Against Identity Theft In College]]></title>
			<description><![CDATA[Learn how to protect yourself from identity theft while you&rsquo;re in college. It&rsquo;s a lesson that can last a lifetime.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114198]]>
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			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
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			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Need Student Financial Aid? Here&rsquo;s A Great Place to Start.]]></title>
			<description><![CDATA[Are you going to need student financial aid? Here's a great place to start.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114366]]>
			</link>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114366]]>
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			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114331]]>
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			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114331]]>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114333]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114333]]>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114038]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114038]]>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Learn Ways To Protect Yourself From Moving Scams]]></title>
			<description><![CDATA[Getting ready to move? Learn how to avoid getting caught in a costly moving scam.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114068]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114068]]>
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			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Are Robocalls Driving You Crazy?]]></title>
			<description><![CDATA[Are Robocalls Driving You Crazy? Here are some things to think about the next time you get an unwanted call.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114151]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114151]]>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114398]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114398]]>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114283]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114283]]>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114203]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114203]]>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know When You Need To Start Repaying Your Student Loans?]]></title>
			<description><![CDATA[When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114383]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114383]]>
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			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114153]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114153]]>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Need A New Vehicle? Should You Buy Or Lease?]]></title>
			<description><![CDATA[Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114028]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114028]]>
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			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114186]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114186]]>
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			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What Is A Data Breach And What Should You Do?]]></title>
			<description><![CDATA[A data breach doesn't mean you will become an identity theft victim, but it can lead to that. Find out what you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114208]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114208]]>
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			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips On Looking Toward Retirement Income And Expenses]]></title>
			<description><![CDATA[Will you have enough money when you retire? Here are some things to think about.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114298]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114298]]>
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			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Should I Use A Debit Card Or A Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114076]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114076]]>
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			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114388]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114388]]>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114158]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114158]]>
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			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114078]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114078]]>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114343]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114343]]>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114173]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114173]]>
			</guid>
			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114336]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114336]]>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114266]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114266]]>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114393]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114393]]>
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			<pubDate>Tue, 15 Jan 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114303]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114303]]>
			</guid>
			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114176]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114176]]>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114306]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114306]]>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114311]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114311]]>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114071]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114071]]>
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			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Planning A Wedding Involves Saving, Keeping Track Of Costs]]></title>
			<description><![CDATA[Weddings can be beautiful - and costly. Learn why it's important to plan ahead and to control costs.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114043]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114043]]>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Saving And Planning For Vacation]]></title>
			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114371]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114371]]>
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			<pubDate>Thu, 12 Apr 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[The &lsquo;Hidden&rsquo; Costs Of Buying A Car]]></title>
			<description><![CDATA[The 'hidden' costs of buying a car can add up quickly. Learn what some of these costs are.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114033]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114033]]>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114356]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114356]]>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114083]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114083]]>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114316]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114316]]>
			</guid>
			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Electronic Payments Keep You Safe And Informed]]></title>
			<description><![CDATA[Looking for a fast, safe and convenient way to do everything from paying bills to making purchases?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114288]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114288]]>
			</guid>
			<pubDate>Fri, 15 Sep 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Have you considered an IRA?]]></title>
			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114223]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114223]]>
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			<pubDate>Tue, 15 Aug 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Think Twice Before Choosing Rent To Own]]></title>
			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114118]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114118]]>
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			<pubDate>Tue, 02 May 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Things You Should Know About Student Loans]]></title>
			<description><![CDATA[Will you need a student loan to attend college? Learn about some of your loan options today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114348]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114348]]>
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			<pubDate>Tue, 25 Apr 2017 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Beware of the 'Grandparent Scam']]></title>
			<description><![CDATA[Don&rsquo;t let scare tactics make you a victim of the &lsquo;grandparent scam.&rsquo;]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114163]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114163]]>
			</guid>
			<pubDate>Wed, 29 Mar 2017 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Have Your Important Tax Information Ready and Organized]]></title>
			<description><![CDATA[Do you have the right tax documents ready? Learn why it's important to be prepared at tax-filing time.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2176&id=114361]]>
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			<description><![CDATA[Learn how NCUA insurance protects the money deposited into your covered accounts.]]></description>
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			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
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