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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have a 401K? Here is why an IRA may still make sense]]></title>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity]]></title>
			<description><![CDATA[There are a variety of advantages to buying a home, and a big one is the ability to build equity.]]></description>
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			<pubDate>Wed, 22 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
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			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Learn How To Protect Yourself Against Identity Theft In College]]></title>
			<description><![CDATA[Learn how to protect yourself from identity theft while you&rsquo;re in college. It&rsquo;s a lesson that can last a lifetime.]]></description>
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			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Some Scammers Are Targeting Personal Payment Apps]]></title>
			<description><![CDATA[Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
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			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[College Is Expensive. Start Thinking About Money For School Now.]]></title>
			<description><![CDATA[College is expensive. Here are some things you should start thinking about now.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be on The Alert For &lsquo;Update Account Information&rsquo; Scams]]></title>
			<description><![CDATA[&lsquo;Update account&rsquo; scams are common and can look very real. Here are some things to watch out for.]]></description>
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			<pubDate>Thu, 15 Apr 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Protect Important Paper Documents To Keep Safe From Identity Theft]]></title>
			<description><![CDATA[Are your paper documents safe from prying eyes that can lead to identity theft? Here are some things to consider.]]></description>
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			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Do You Know When You Need To Start Repaying Your Student Loans?]]></title>
			<description><![CDATA[When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?]]></description>
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			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
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			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Checking Accounts Can Help Teens Keep Track Of Money]]></title>
			<description><![CDATA[A checking account can be a great tool for teens. Find out why.]]></description>
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			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips On Looking Toward Retirement Income And Expenses]]></title>
			<description><![CDATA[Will you have enough money when you retire? Here are some things to think about.]]></description>
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			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Should I Use A Debit Card Or A Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
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			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
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			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
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			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secret Shopper Scams Can Leave You Holding The Bag]]></title>
			<description><![CDATA[Find out how secret shopper scams can leave you holding the bag.]]></description>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Learn How To Take Wise Financial Steps In Your 20s]]></title>
			<description><![CDATA[We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.]]></description>
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			<pubDate>Tue, 15 Jan 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Buying A Home? Here Are Some Of The Common Loan Types You&rsquo;ll Have To Choose From.]]></title>
			<description><![CDATA[Learn how working with a mortgage professional can help you find a home loan right for you.]]></description>
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			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secret Bank Account To Pay Bills? Don&rsquo;t Fall For This Scam]]></title>
			<description><![CDATA[A secret bank account to pay bills with? If it sounds too good to be true, it is. Learn why.]]></description>
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			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
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			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Worried about the down payment for a home? You might have enough saved already.]]></title>
			<description><![CDATA[Getting a loan for your first home might be easier than you think. Your down payment can make a difference.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=19365]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=19365]]>
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			<pubDate>Fri, 15 Jun 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips For Avoiding Overdraft Charges]]></title>
			<description><![CDATA[Overdrawing your checking can be a costly hassle. Learn what you can do to avoiding overspending.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17180]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17180]]>
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			<pubDate>Thu, 12 Apr 2018 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Saving And Planning For Vacation]]></title>
			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17185]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17185]]>
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			<pubDate>Thu, 12 Apr 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17006]]>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Getting Married? It&rsquo;s Time To Talk About Financial Goals and Needs]]></title>
			<description><![CDATA[Planning to get married? Now's the time to start talking about your finances. Learn more today!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=15656]]>
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			<pubDate>Mon, 15 Jan 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=25294]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=25294]]>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=15661]]>
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			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Electronic Payments Keep You Safe And Informed]]></title>
			<description><![CDATA[Looking for a fast, safe and convenient way to do everything from paying bills to making purchases?]]></description>
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				<item>
			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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			<pubDate>Wed, 15 Feb 2017 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[FDIC Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=17990]]>
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			<pubDate>Mon, 09 Jan 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Protect Your Data From Being Held Hostage By Ransomware]]></title>
			<description><![CDATA[Are you guarding your digital information from being held hostage by ransomware? Learn what you can do.]]></description>
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			<pubDate>Fri, 30 Dec 2016 23:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Beware of Chip Card Phishing Scams]]></title>
			<description><![CDATA[Learn how to avoid chip card scams designed to steal your personal information.]]></description>
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				<item>
			<title><![CDATA[Teach Your Kids The Importance Of Saving Money]]></title>
			<description><![CDATA[It&rsquo;s never too early to start teaching kids the importance of saving money. Here are some tips.]]></description>
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		</item>
				<item>
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			<description><![CDATA[Credit cards: Learn why it's important to make more than just the minimum payment.]]></description>
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			<pubDate>Mon, 15 Aug 2016 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=3936]]>
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		</item>
				<item>
			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=3934]]>
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			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: It&rsquo;s Never Too Early To Start Saving]]></title>
			<description><![CDATA[It&rsquo;s never too early to start saving for retirement. Find out why.]]></description>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips For Creating Strong Passwords]]></title>
			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
			<link>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Advantages of Using a Credit Card]]></title>
			<description><![CDATA[A credit card gives you some important advantages when it comes to making purchases. Find out how!]]></description>
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			<pubDate>Sat, 24 Oct 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=8951]]>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Making The Store Credit Card Decision]]></title>
			<description><![CDATA[Many retailers offer store credit cards, but other cards could end up saving you more. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=8391]]>
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			<pubDate>Mon, 03 Aug 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Smartphone Security Tips]]></title>
			<description><![CDATA[Are you taking steps to keep the data on your smartphone secure? Learn what you can do today!]]></description>
			<link>
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			<guid>
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			<pubDate>Thu, 30 Jul 2015 23:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Buying A Home? Keep Closing Costs In Mind]]></title>
			<description><![CDATA[Be sure to plan ahead for closing costs when buying a home. Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=4818]]>
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			<guid>
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			<pubDate>Sat, 30 May 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Thinking about buying a car?]]></title>
			<description><![CDATA[Buying a new car is exciting, but it&rsquo;s also a big expense. We&rsquo;re here to help.
]]></description>
			<link>
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			<pubDate>Thu, 08 Jan 2015 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[How to Save and Earn with CDs]]></title>
			<description><![CDATA[Are you looking for a way to invest some of your savings to earn more money? A CD might be right for you.]]></description>
			<link>
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			<guid>
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			<pubDate>Sat, 20 Dec 2014 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Using Strong Passwords for Online Accounts]]></title>
			<description><![CDATA[Are your passwords strong enough to protect your accounts from unauthorized access? Read more to find out now. ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=6076]]>
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			<pubDate>Fri, 31 Oct 2014 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Don't Get Hit By Storm Damage Scams]]></title>
			<description><![CDATA[After suffering storm damage, don't get hit a second time by an unscrupulous contractor. Learn how you can protect yourself.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=4629]]>
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			<pubDate>Wed, 30 Jul 2014 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Haven't opened an account yet?]]></title>
			<description><![CDATA[Are you aware of the many benefits of having a checking or savings account? Learn how we can help you get started today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=4945]]>
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			<pubDate>Wed, 30 Jul 2014 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips On Raising Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=6072]]>
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			<pubDate>Mon, 28 Apr 2014 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Payday Loans Can Be Costly]]></title>
			<description><![CDATA[Don't fall into the payday loan trap. Learn how to avoid those high fees.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=60785]]>
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			<pubDate>Wed, 13 Nov 2013 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Be Smart With Your Credit Card]]></title>
			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=25306]]>
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			<pubDate>Sun, 29 Sep 2013 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What Is Skimming?]]></title>
			<description><![CDATA[Learn how to protect your debit, credit and ATM transactions from money skimmers.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=9506]]>
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			<pubDate>Tue, 13 Aug 2013 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=8947]]>
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			<pubDate>Tue, 13 Aug 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=25316]]>
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			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=2072&id=8392]]>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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