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		<title>Money IQ by First Southern Bank </title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What You Need to Know About the Infostealer Data Breach]]></title>
			<description><![CDATA[An estimated 16 billion stolen login credentials have been compiled by &quot;infostealer&quot; malware. Here&rsquo;s how to act now to protect your online accounts.]]></description>
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			<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
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			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Rental Listing Scams]]></title>
			<description><![CDATA[New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Recession, and How to Prepare]]></title>
			<description><![CDATA[What is a recession, and how you can you prepare? Learn more today.]]></description>
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			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Qualified Mortgage?]]></title>
			<description><![CDATA[Buying a home is a big step, so get a mortgage you can live with. A Qualified Mortgage is the safest choice.]]></description>
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			<pubDate>Wed, 15 Jun 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
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			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
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			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Prize Scams &ndash; So You Don't End Up Losing]]></title>
			<description><![CDATA[Find out how prize scams can cost you money or steal your personal information - and learn what you can do to protect yourself.]]></description>
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			<pubDate>Mon, 15 Aug 2016 23:00:00 -0400</pubDate>
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			<title><![CDATA[Password Managers Can Help Keep Your Online Accounts Safe]]></title>
			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
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			<pubDate>Wed, 15 Jun 2016 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
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			<pubDate>Sat, 27 Feb 2016 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
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			<title><![CDATA[Tips For Creating Strong Passwords]]></title>
			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
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			<title><![CDATA[Retirement: It&rsquo;s Never Too Early To Start Saving]]></title>
			<description><![CDATA[It&rsquo;s never too early to start saving for retirement. Find out why.]]></description>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
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			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Smartphone Security Tips]]></title>
			<description><![CDATA[Are you taking steps to keep the data on your smartphone secure? Learn what you can do today!]]></description>
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			<pubDate>Thu, 30 Jul 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Protect the Information on Your Smartphone]]></title>
			<description><![CDATA[Our smartphones are capable of many things: email, shopping, banking, apps and storing information. This can expose you to identity theft, unless you take some precautions.]]></description>
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			<pubDate>Fri, 27 Feb 2015 23:00:00 -0500</pubDate>
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			<title><![CDATA[Thinking about buying a car?]]></title>
			<description><![CDATA[Buying a new car is exciting, but it&rsquo;s also a big expense. We&rsquo;re here to help.
]]></description>
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			<pubDate>Thu, 08 Jan 2015 00:00:00 -0500</pubDate>
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			<title><![CDATA[Using Strong Passwords for Online Accounts]]></title>
			<description><![CDATA[Are your passwords strong enough to protect your accounts from unauthorized access? Read more to find out now. ]]></description>
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			<pubDate>Fri, 31 Oct 2014 23:00:00 -0400</pubDate>
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			<title><![CDATA[Tips On Raising Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
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			<pubDate>Mon, 28 Apr 2014 00:00:00 -0400</pubDate>
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			<title><![CDATA[529 College Savings Plans]]></title>
			<description><![CDATA[Learn how a 529 college savings plan can be a wise investment in the future.]]></description>
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			<pubDate>Wed, 29 Jan 2014 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Is Skimming?]]></title>
			<description><![CDATA[Learn how to protect your debit, credit and ATM transactions from money skimmers.]]></description>
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			<pubDate>Tue, 13 Aug 2013 23:00:00 -0400</pubDate>
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			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
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			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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