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		<title>Money IQ by Pioneer Trust Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Start Investing?]]></title>
			<description><![CDATA[Investing can be a great way to build wealth over time, but when is the right time to start?]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Government Imposter Scams]]></title>
			<description><![CDATA[Important government programs designed to help citizens can backfire when scammers get involved!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
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			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=1521&id=115591]]>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[ Some Stolen Personal Data Is More Sensitive Than Others]]></title>
			<description><![CDATA[Not all stolen data is equal. The more sensitive the information, the more damaging it can be. Learn what you can do.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Is The Dark Web And Why Should You Care?]]></title>
			<description><![CDATA[What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?]]></description>
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			<pubDate>Thu, 15 Oct 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays you and then asks you to refund the overpayment amount. It could be a costly scam.]]></description>
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			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Your Computer Has Malware. What Should You Do?]]></title>
			<description><![CDATA[Malware can be devastating. Here are some warning signs and things you can do to prevent it.]]></description>
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			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips To Help Save You Money When Buying A New Vehicle]]></title>
			<description><![CDATA[There are many things you can do to keep from crashing your bank account when buying a new vehicle.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Real Estate Wire Fraud Scam Targets Closing Process]]></title>
			<description><![CDATA[Be cautious about unexpected last-minute changes to your home-closing plans. Learn why.]]></description>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips For Avoiding Overdraft Charges]]></title>
			<description><![CDATA[Overdrawing your checking can be a costly hassle. Learn what you can do to avoiding overspending.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=1521&id=115641]]>
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			<pubDate>Thu, 12 Apr 2018 23:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=1521&id=13030]]>
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			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
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			<title><![CDATA[Electronic Payments Keep You Safe And Informed]]></title>
			<description><![CDATA[Looking for a fast, safe and convenient way to do everything from paying bills to making purchases?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=1521&id=13045]]>
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			<pubDate>Fri, 15 Sep 2017 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Have you considered an IRA?]]></title>
			<description><![CDATA[Thinking about saving for retirement? Have you considered an IRA? Find out why.]]></description>
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			<pubDate>Tue, 15 Aug 2017 00:00:00 -0400</pubDate>
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			<title><![CDATA[Think Twice Before Choosing Rent To Own]]></title>
			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
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			<pubDate>Tue, 02 May 2017 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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			<pubDate>Wed, 15 Feb 2017 23:00:00 -0500</pubDate>
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			<title><![CDATA[You'll Earn More On Your Savings Through Compound Interest]]></title>
			<description><![CDATA[Compound interest helps the money you save grow over time. Learn more today!]]></description>
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			<pubDate>Thu, 15 Sep 2016 00:00:00 -0400</pubDate>
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			<title><![CDATA[Password Managers Can Help Keep Your Online Accounts Safe]]></title>
			<description><![CDATA[How do you keep track of your online passwords? Learn how a password manager can help.]]></description>
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			<pubDate>Wed, 15 Jun 2016 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
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			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
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			<title><![CDATA[Preventing Financial Abuse Of The Elderly]]></title>
			<description><![CDATA[Financial abuse of the elderly can be devastating. Learn how you can spot the signs and stop this abuse.]]></description>
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			<pubDate>Thu, 24 Dec 2015 23:00:00 -0500</pubDate>
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			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Buying A Home? Keep Closing Costs In Mind]]></title>
			<description><![CDATA[Be sure to plan ahead for closing costs when buying a home. Learn more today.]]></description>
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			<pubDate>Sat, 30 May 2015 23:00:00 -0400</pubDate>
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			<title><![CDATA[Protect the Information on Your Smartphone]]></title>
			<description><![CDATA[Our smartphones are capable of many things: email, shopping, banking, apps and storing information. This can expose you to identity theft, unless you take some precautions.]]></description>
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			<pubDate>Fri, 27 Feb 2015 23:00:00 -0500</pubDate>
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			<title><![CDATA[How to Save and Earn with CDs]]></title>
			<description><![CDATA[Are you looking for a way to invest some of your savings to earn more money? A CD might be right for you.]]></description>
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