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		<title>MoneyiQ by Northwestern Bank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Mon, 15 Jun 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[You'll Earn More on your Savings Through Compound Interest]]></title>
			<description><![CDATA[You work hard for your money--and it should work hard for you! Put your money to work with the power of compound savings.]]></description>
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			<pubDate>Mon, 15 Jun 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are CDs Worth It?]]></title>
			<description><![CDATA[CDs are a great option to grow your savings in a low-risk way. Ready to learn more? ]]></description>
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			<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[50/30/20 Budget Rule: Simple Math for Smarter Money]]></title>
			<description><![CDATA[Budgeting is one of the best ways to manage your finances and keep your spending under control. But where to start? See if the 50/30/20 method is right for you!]]></description>
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			<pubDate>Sun, 15 Feb 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Overwhelmed by medical bills? Think twice before you put them on your credit card]]></title>
			<description><![CDATA[Feeling buried by medical bills? Before you reach for your credit card, take a look at your other options. ]]></description>
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			<pubDate>Tue, 15 Jul 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What You Need to Know About the Infostealer Data Breach]]></title>
			<description><![CDATA[An estimated 16 billion stolen login credentials have been compiled by &quot;infostealer&quot; malware. Here&rsquo;s how to act now to protect your online accounts.]]></description>
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			<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of the 'Grandparent Scam']]></title>
			<description><![CDATA[Don&rsquo;t let scare tactics make you a victim of the &lsquo;grandparent scam.&rsquo;]]></description>
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			<pubDate>Thu, 06 Mar 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Can&rsquo;t Find Your Payment Card? You Might Be Able To Turn It &lsquo;Off&rsquo; Or &lsquo;On&rsquo; Remotely.]]></title>
			<description><![CDATA[Have you ever panicked over a misplaced debit or credit card? The solution might be simple - just turn your card off. Learn more.]]></description>
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			<pubDate>Wed, 02 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Social Media Privacy]]></title>
			<description><![CDATA[Social media is all about sharing: connecting with friends, making new ones, even interacting with your favorite brands. But do you know how to protect your information? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Multifactor Authentication? A Beginner's Guide]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Thu, 25 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Haven't Opened an Account Yet?]]></title>
			<description><![CDATA[Are you aware of the many benefits of having a checking or savings account? Learn how we can help you get started today!]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Begin Estate Planning?]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Buy Now, Pay Later? A Beginner's Guide]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Smart Giving: How to Verify a Charity Before Donating]]></title>
			<description><![CDATA[Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Understanding Your Credit Score: From Poor to Exceptional]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Where to Start Looking for Student Financial Aid]]></title>
			<description><![CDATA[Are you going to need student financial aid? Here's a great place to start.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Common Financial Mistakes to Avoid]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Should You Buy or Lease Your Next Vehicle?]]></title>
			<description><![CDATA[Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Saving for Your Dream Wedding]]></title>
			<description><![CDATA[Weddings can be beautiful - and costly. Learn why it's important to plan ahead and to control costs.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips for Holiday Spending and Saving]]></title>
			<description><![CDATA[Holiday spending can spin out of control. Learn how to keep 'Ho! Ho! Ho!' from turning into 'Owe! Owe! Owe!']]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Steps to Raise Your Credit Score]]></title>
			<description><![CDATA[Need a boost? Try these tips to help raise a slumping credit score.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Why Your Credit Score Matters]]></title>
			<description><![CDATA[Learn why your credit score matters when it comes to loans and interest rates.]]></description>
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			<pubDate>Tue, 26 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Mobile Wallets Yes or No?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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			<pubDate>Tue, 19 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Learn to Protect Your Identity In College]]></title>
			<description><![CDATA[Learn how to protect yourself from identity theft while you&rsquo;re in college. It&rsquo;s a lesson that can last a lifetime.]]></description>
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			<pubDate>Tue, 19 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Teaching Young Kids Some Money Basics]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Tue, 19 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Ideas for Teaching your Child about Saving]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
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			<pubDate>Tue, 19 Mar 2024 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Protecting Your Retirement Accounts from Cyber Threats]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=91284]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=91284]]>
			</guid>
			<pubDate>Tue, 19 Mar 2024 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Debit Card Or Credit Card?]]></title>
			<description><![CDATA[Do you know the differences between debit and credit cards? ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90583]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90583]]>
			</guid>
			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Is a Credit Freeze Right for Me?]]></title>
			<description><![CDATA[If you break into a sweat at the thought of identity theft, you might want to consider a credit freeze.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90633]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90633]]>
			</guid>
			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Public Wifi Should you Use it?]]></title>
			<description><![CDATA[Whether you&rsquo;re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90673]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90673]]>
			</guid>
			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Be in Control of Your Credit Card]]></title>
			<description><![CDATA[Learn how to use your credit card wisely and avoid paying costly fees and charges!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90578]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90578]]>
			</guid>
			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is a Reverse Mortgage?]]></title>
			<description><![CDATA[You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89589]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89589]]>
			</guid>
			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[A Property Tax Appeal Could Save You Money]]></title>
			<description><![CDATA[If you are a homeowner, you can pretty much count on getting an annual property tax bill. But did you know you can appeal your property taxes?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89594]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89594]]>
			</guid>
			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89598]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89598]]>
			</guid>
			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89603]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89603]]>
			</guid>
			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89608]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=89608]]>
			</guid>
			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=103330]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=103330]]>
			</guid>
			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[How Much Should I Save for Retirement?]]></title>
			<description><![CDATA[No matter where you are in your career, one important question to ask yourself is: &ldquo;Am I saving enough money for retirement?&rdquo;]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101574]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101574]]>
			</guid>
			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=105838]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=105838]]>
			</guid>
			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Early Retirement and How to Make it Happen]]></title>
			<description><![CDATA[Many people dream about retiring early, but if that&rsquo;s your goal, you&rsquo;ll need to save enough money to make it happen.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101570]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101570]]>
			</guid>
			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[APR vs APY--What's the Difference?]]></title>
			<description><![CDATA[You've probably heard the terms APR and APY. Do you know what they mean for you?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104294]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104294]]>
			</guid>
			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Rental Listing Scams]]></title>
			<description><![CDATA[New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=98228]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=98228]]>
			</guid>
			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123021]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123021]]>
			</guid>
			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Inflation?]]></title>
			<description><![CDATA[What is inflation, and what does it mean for the average consumer? Inflation is a rise in prices, or a decrease in the purchasing power of money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104293]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104293]]>
			</guid>
			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123001]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123001]]>
			</guid>
			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=98224]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=98224]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90733]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90733]]>
			</guid>
			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Keeping Your Accounts in Good Standing]]></title>
			<description><![CDATA[Keeping your accounts in 'good standing' can make a big difference. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101544]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101544]]>
			</guid>
			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=99978]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=99978]]>
			</guid>
			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123051]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123051]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123056]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123056]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90684]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90684]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Scammers Claiming To Be From Your Bank]]></title>
			<description><![CDATA[Here are some important things to think about if someone calls claiming to be from your financial institution.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104323]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104323]]>
			</guid>
			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know When You Need To Start Repaying Your Student Loans?]]></title>
			<description><![CDATA[When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123031]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123031]]>
			</guid>
			<pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104319]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104319]]>
			</guid>
			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays you and then asks you to refund the overpayment amount. It could be a costly scam.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104318]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104318]]>
			</guid>
			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Thinking About Refinancing Your Home Mortgage?]]></title>
			<description><![CDATA[There are several reasons for refinancing your home mortgage. Is one right for your needs?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123016]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123016]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Seniors Need To Watch Out For Home Repair Scams]]></title>
			<description><![CDATA[Seniors need to watch out for home-repair scams. Here are some tips to protect your money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104314]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104314]]>
			</guid>
			<pubDate>Mon, 15 Jun 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips On Looking Toward Retirement Income And Expenses]]></title>
			<description><![CDATA[Will you have enough money when you retire? Here are some things to think about.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=33935]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=33935]]>
			</guid>
			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101545]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101545]]>
			</guid>
			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Protect Yourself From Becoming A Victim Of Gift Card Scams]]></title>
			<description><![CDATA[Whether you get or give gift cards, you need to watch out for scammers. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104309]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104309]]>
			</guid>
			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Are You Saving For Your Future Needs?]]></title>
			<description><![CDATA[How much money should you be saving to meet your future financial needs? Here are some tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=99844]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=99844]]>
			</guid>
			<pubDate>Sat, 15 Jun 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do]]></title>
			<description><![CDATA[If you see or suspect financial abuse of the elderly you should report it. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104304]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104304]]>
			</guid>
			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things To Do In Your 60s]]></title>
			<description><![CDATA[In your 60s? Can you see the retirement finish line? Learn what you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123036]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123036]]>
			</guid>
			<pubDate>Sat, 15 Sep 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Everyday Tips For Saving Money]]></title>
			<description><![CDATA[Saving money can be hard, but these tips to cut back on everyday spending can really add up to significant savings.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123011]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123011]]>
			</guid>
			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Retirement: Things You Should Be Doing In Your 50s]]></title>
			<description><![CDATA[In your 50s? It&rsquo;s time to shift into retirement-planning high gear. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123038]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123038]]>
			</guid>
			<pubDate>Wed, 15 Aug 2018 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Be Alert For Scams Targeting The Elderly]]></title>
			<description><![CDATA[Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104303]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104303]]>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Retirement: Things To Do In Your 30s]]></title>
			<description><![CDATA[In your 30s? Learn what you can do to save money for retirement.]]></description>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Saving And Planning For Vacation]]></title>
			<description><![CDATA[Saving and planning for a trip today can make tomorrow seem like a vacation! Here are some tips.]]></description>
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			<pubDate>Thu, 12 Apr 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Consider Using A Professional At Tax Time]]></title>
			<description><![CDATA[Doing your taxes can be complicated. Find out why it might be best to hire a professional.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101565]]>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101560]]>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Getting Married? It&rsquo;s Time To Talk About Financial Goals and Needs]]></title>
			<description><![CDATA[Planning to get married? Now's the time to start talking about your finances. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=122996]]>
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			<pubDate>Mon, 15 Jan 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Debit, Credit Card Alerts Help Keep You Safe and Informed]]></title>
			<description><![CDATA[Learn how alerts help keep you informed about bank card use and other important account  information.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=99839]]>
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			<pubDate>Wed, 15 Nov 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Retirement: What To Do In Your 40s]]></title>
			<description><![CDATA[In your 40s and slow to save for retirement? It's time to get serious. Learn why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=123046]]>
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			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Think Twice Before Choosing Rent To Own]]></title>
			<description><![CDATA[Do you know that renting to own can cost much more than buying the product you want? Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104284]]>
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			<pubDate>Tue, 02 May 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Have Your Important Tax Information Ready and Organized]]></title>
			<description><![CDATA[Do you have the right tax documents ready? Learn why it's important to be prepared at tax-filing time.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101555]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=101555]]>
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			<pubDate>Mon, 27 Mar 2017 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[FDIC Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104279]]>
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			<pubDate>Mon, 09 Jan 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Don&rsquo;t Let Credit Card Interest Cost You Money]]></title>
			<description><![CDATA[Credit cards: Learn why it's important to make more than just the minimum payment.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=6721]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=6721]]>
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			<pubDate>Mon, 15 Aug 2016 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Make Giving Easy With Gift Cards]]></title>
			<description><![CDATA[Gift cards can ease the stress of shopping. Find out what makes them special.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=8167]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=8167]]>
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			<pubDate>Wed, 20 Apr 2016 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Retirement: Things To Think About In Your 20s]]></title>
			<description><![CDATA[Welcome to your 20s, a great time to start saving for retirement. Learn more today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=7701]]>
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			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=7701]]>
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			<pubDate>Sat, 27 Feb 2016 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Are You Protecting Your Email Accounts?]]></title>
			<description><![CDATA[Are you guarding your email from both the outside and the inside? Learn how today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=114498]]>
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			<pubDate>Wed, 03 Feb 2016 23:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Tips For Creating Strong Passwords]]></title>
			<description><![CDATA[Learn how you can create strong passwords to safeguard your online accounts.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=103325]]>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=103325]]>
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			<pubDate>Fri, 15 Jan 2016 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Tips To Avoid Holiday Scams]]></title>
			<description><![CDATA[&lsquo;Tis the season to be wary of holiday scams. Learn what you can do to protect your money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=104328]]>
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			<pubDate>Tue, 10 Nov 2015 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=90724]]>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Smartphone Security Tips]]></title>
			<description><![CDATA[Are you taking steps to keep the data on your smartphone secure? Learn what you can do today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=7676]]>
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			<pubDate>Thu, 30 Jul 2015 23:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Protect the Information on Your Smartphone]]></title>
			<description><![CDATA[Our smartphones are capable of many things: email, shopping, banking, apps and storing information. This can expose you to identity theft, unless you take some precautions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=7677]]>
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			<pubDate>Fri, 27 Feb 2015 23:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Understanding Your Credit Report]]></title>
			<description><![CDATA[Your credit report is an overview of your financial health. Lean how to check it out.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=7692]]>
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			<pubDate>Wed, 03 Jul 2013 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Phishing &amp; Smishing?]]></title>
			<description><![CDATA[Learn how to keep your identity safe from dangerous Phishing and Smishing scams.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=112&id=8971]]>
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			<pubDate>Thu, 30 May 2013 23:00:00 -0400</pubDate>
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