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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Loan Options When Building a Home]]></title>
			<description><![CDATA[When it comes to building a home, you have several options to choose from. Which one makes the most sense for you?]]></description>
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			<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[50/30/20 Budget Rule: Simple Math for Smarter Money]]></title>
			<description><![CDATA[Budgeting is one of the best ways to manage your finances and keep your spending under control. But where to start? See if the 50/30/20 method is right for you!]]></description>
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			<pubDate>Sun, 15 Feb 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[How to Use a Debt Tracker to Manage Debt]]></title>
			<description><![CDATA[Ready to be debt free? A debt tracker is a great place to start. ]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Tax vs. Inheritance Tax: What's the Difference?]]></title>
			<description><![CDATA[Death and taxes are the two things they say you can't avoid...but what about death taxes? Learn more today!]]></description>
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			<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What to Look for in a VA loan]]></title>
			<description><![CDATA[As a veteran, you may have additional options when it comes to a home loan. Learn more today!]]></description>
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			<pubDate>Sat, 15 Nov 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Have a 401K? Here is why an IRA may still make sense]]></title>
			<description><![CDATA[]]></description>
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			<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Money Market Account, and How Can it Help You Save?]]></title>
			<description><![CDATA[Saving money is important, but where you put your savings can also make a difference! Learn more about Money Market Accounts today!]]></description>
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			<pubDate>Fri, 15 Aug 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Overwhelmed by medical bills? Think twice before you put them on your credit card]]></title>
			<description><![CDATA[Feeling buried by medical bills? Before you reach for your credit card, take a look at your other options. ]]></description>
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			<pubDate>Tue, 15 Jul 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What You Need to Know About the Infostealer Data Breach]]></title>
			<description><![CDATA[An estimated 16 billion stolen login credentials have been compiled by &quot;infostealer&quot; malware. Here&rsquo;s how to act now to protect your online accounts.]]></description>
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			<pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Secured vs. Unsecured Debt: Understanding Your Borrowing Options]]></title>
			<description><![CDATA[When it comes to borrowing money, it's easy to get lost in the jargon and overwhelmed by your options. But a basic understanding of the two main types of loans can help you make the right choice. ]]></description>
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			<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How a Household Budget Can Help You]]></title>
			<description><![CDATA[When it comes to your finances, it's important to track both your income and your expenses. Learn more about setting up a budget today!]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Where's my Refund? A Simple Guide to Tracking Your Tax Refund Status]]></title>
			<description><![CDATA[Expecting a tax refund? It's easy to track its status! Learn how today!]]></description>
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			<pubDate>Sat, 15 Mar 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Common Tax Filing Mistakes and How to Avoid Them]]></title>
			<description><![CDATA[Tax time is rarely a fun time of year, but you can lower your stress by learning about these common mistakes and how to avoid them. ]]></description>
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			<pubDate>Wed, 15 Jan 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=106916]]>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=102410]]>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=102413]]>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=102415]]>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=102418]]>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Social Media Privacy]]></title>
			<description><![CDATA[Social media is all about sharing: connecting with friends, making new ones, even interacting with your favorite brands. But do you know how to protect your information? ]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=102423]]>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Taking A Trip? You Might Want to Consider Travel Insurance]]></title>
			<description><![CDATA[Taking a trip can be expensive &ndash; and unpredictable. That&rsquo;s why you might want to consider travel insurance to protect you from loss, no matter where you plan to go.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting a Family? It's Time to Begin Your Financial Planning]]></title>
			<description><![CDATA[Thinking about starting a family? Then it&rsquo;s time to look closely at your finances because the costs will add up quickly.]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Mortgages and Federal Funding Rates]]></title>
			<description><![CDATA[Maybe you&rsquo;ve seen a headline that said, &ldquo;The Fed is raising interest rates&rdquo;&mdash;but what does that mean for you as a consumer?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=98129]]>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Yourself from Check Fraud]]></title>
			<description><![CDATA[Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=93989]]>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Are You Considering an Early 401(k) Withdrawal?]]></title>
			<description><![CDATA[If you run into a financial bind, it can be very tempting to think about raiding funds from your 401(k) or similar retirement account to meet your needs.]]></description>
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			<pubDate>Mon, 15 Apr 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[When Should You Start Investing?]]></title>
			<description><![CDATA[Investing can be a great way to build wealth over time, but when is the right time to start?]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Should You do if You Can't Make Your House Payment]]></title>
			<description><![CDATA[You did your research, you bought responsibly&mdash;but the unthinkable happens, and for some reason, you can&rsquo;t make your mortgage payment. What do you do? ]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Reverse Mortgage?]]></title>
			<description><![CDATA[You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=94004]]>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[A Property Tax Appeal Could Save You Money]]></title>
			<description><![CDATA[If you are a homeowner, you can pretty much count on getting an annual property tax bill. But did you know you can appeal your property taxes?]]></description>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[HELOC Loans]]></title>
			<description><![CDATA[If you&rsquo;re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Teaching Kids to Use Debit and Credit Cards]]></title>
			<description><![CDATA[As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Cybercrooks and Retirement Accounts]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=87439]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=87439]]>
			</guid>
			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Investment Apps]]></title>
			<description><![CDATA[Investing can be a great way to build wealth for the future, and there are a variety of apps that can help get you started.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86859]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86859]]>
			</guid>
			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Watch Out for Package Delivery Scams]]></title>
			<description><![CDATA[With online shopping, it seems like we&rsquo;re always waiting for a package to be delivered&mdash;and scammers know that. Learn how to protect yourself today.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86864]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86864]]>
			</guid>
			<pubDate>Wed, 15 Nov 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[What is an Escrow Account?]]></title>
			<description><![CDATA[If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86867]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86867]]>
			</guid>
			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[How Much Should I Save for Retirement?]]></title>
			<description><![CDATA[No matter where you are in your career, one important question to ask yourself is: &ldquo;Am I saving enough money for retirement?&rdquo;]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86869]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86869]]>
			</guid>
			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Estate Planning for All Ages]]></title>
			<description><![CDATA[Planning for your twilight years, including estate planning, is important for everyone. ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86874]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86874]]>
			</guid>
			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Getting Pre-qualified or Pre-approved for a Mortgage Loan]]></title>
			<description><![CDATA[When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.
]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86877]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=86877]]>
			</guid>
			<pubDate>Fri, 15 Sep 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=82801]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=82801]]>
			</guid>
			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Buy Now, Pay Later?]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=79936]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=79936]]>
			</guid>
			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Loan Options for First-Time Home Buyers]]></title>
			<description><![CDATA[Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=79932]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=79932]]>
			</guid>
			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[APR vs APY--What's the Difference?]]></title>
			<description><![CDATA[You've probably heard the terms APR and APY. Do you know what they mean for you?]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=78591]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=78591]]>
			</guid>
			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=77582]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=77582]]>
			</guid>
			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=76886]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=76886]]>
			</guid>
			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[How to Verify a Charity Before Donating]]></title>
			<description><![CDATA[Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=76887]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=76887]]>
			</guid>
			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Rental Listing Scams]]></title>
			<description><![CDATA[New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=75432]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=75432]]>
			</guid>
			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=75433]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=75433]]>
			</guid>
			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Inflation?]]></title>
			<description><![CDATA[What is inflation, and what does it mean for the average consumer? Inflation is a rise in prices, or a decrease in the purchasing power of money.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74197]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74197]]>
			</guid>
			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[What is a Credit Freeze?]]></title>
			<description><![CDATA[If you break into a sweat at the thought of identity theft, you might want to consider a credit freeze.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74202]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74202]]>
			</guid>
			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Home Equity]]></title>
			<description><![CDATA[There are a variety of advantages to buying a home, and a big one is the ability to build equity.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74207]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74207]]>
			</guid>
			<pubDate>Sun, 15 Jan 2023 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don't Get Zapped by Utility Scams]]></title>
			<description><![CDATA[Utility scams are the most common type of scam reported to the Federal Trade Commission. Learn to spot the signs so you don't get zapped by one!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74222]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74222]]>
			</guid>
			<pubDate>Thu, 15 Dec 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[The Importance of Backing Up your Computer]]></title>
			<description><![CDATA[Are you backing up your important computer files at home? Without backups, you could lose important files--forever!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74227]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74227]]>
			</guid>
			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[What is Social Engineering?]]></title>
			<description><![CDATA[Social Engineering is any malicious activity that takes advantage of people by tricking them into sharing private information. ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74242]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74242]]>
			</guid>
			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Placing a Fraud Alert]]></title>
			<description><![CDATA[If you&rsquo;re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74243]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74243]]>
			</guid>
			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[You Can Help your Child Learn How to Manage their Savings]]></title>
			<description><![CDATA[Teaching kids to save money is an important task that can benefit them throughout their lives.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74253]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74253]]>
			</guid>
			<pubDate>Mon, 15 Aug 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[What Makes a Good Credit Score?]]></title>
			<description><![CDATA[If you&rsquo;re thinking about applying for a credit card, getting a loan, or buying a house, you&rsquo;re going to want to know your credit score.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74288]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74288]]>
			</guid>
			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Your Plan of Attack After a Hack]]></title>
			<description><![CDATA[When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74398]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74398]]>
			</guid>
			<pubDate>Fri, 15 Jul 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Making the Most of Credit Card Rewards]]></title>
			<description><![CDATA[Credit cards should do more than help you spend; they should help you get rewards too! Learn what that can mean for you.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74403]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74403]]>
			</guid>
			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74333]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74333]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Don&rsquo;t Get Tricked By An Online Job Search Scam]]></title>
			<description><![CDATA[Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=105206]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=105206]]>
			</guid>
			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Paying Off Debt: Snowball vs. Avalanche]]></title>
			<description><![CDATA[Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74387]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74387]]>
			</guid>
			<pubDate>Sat, 15 Jan 2022 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Can&rsquo;t Qualify For A Traditional Credit Card? There Are Other Options To Consider.]]></title>
			<description><![CDATA[Can't qualify for a traditional credit card? There are other options worth considering.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74407]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74407]]>
			</guid>
			<pubDate>Wed, 15 Dec 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74367]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74367]]>
			</guid>
			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Do You Know How Your Payment Cards Work When You Travel?]]></title>
			<description><![CDATA[Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74373]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74373]]>
			</guid>
			<pubDate>Thu, 15 Jul 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74337]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74337]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips To Help Seniors Keep Their Money Safe]]></title>
			<description><![CDATA[Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74338]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74338]]>
			</guid>
			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74393]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74393]]>
			</guid>
			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74368]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74368]]>
			</guid>
			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Think About Your Loan When Purchasing A New Or Used Vehicle]]></title>
			<description><![CDATA[A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=98138]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=98138]]>
			</guid>
			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
		</item>
				<item>
			<title><![CDATA[Need A New Vehicle? Should You Buy Or Lease?]]></title>
			<description><![CDATA[Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=98139]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=98139]]>
			</guid>
			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Things To Think About When You Leave Your Job With Money Invested In A 401(k)]]></title>
			<description><![CDATA[What should you do with your 401(k) when you leave your job? Here are some options.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74303]]>
			</link>
			<guid>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10412&id=74303]]>
			</guid>
			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
		</item>
				<item>
			<title><![CDATA[Tips On Looking Toward Retirement Income And Expenses]]></title>
			<description><![CDATA[Will you have enough money when you retire? Here are some things to think about.]]></description>
			<link>
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