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		<title>Money IQ by Blue Coast Federal Credit Union</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[How to Use a Debt Tracker to Manage Debt]]></title>
			<description><![CDATA[Ready to be debt free? A debt tracker is a great place to start. ]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[What Does It Mean to be Upside Down on a Loan?]]></title>
			<description><![CDATA[Have you ever found yourself upside down on a loan? Learn more about this tricky financial state--and how to get right side up again--today!]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is a Money Market Account, and How Can it Help You Save?]]></title>
			<description><![CDATA[Saving money is important, but where you put your savings can also make a difference! Learn more about Money Market Accounts today!]]></description>
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			<pubDate>Fri, 15 Aug 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Where's my Refund? A Simple Guide to Tracking Your Tax Refund Status]]></title>
			<description><![CDATA[Expecting a tax refund? It's easy to track its status! Learn how today!]]></description>
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			<pubDate>Sat, 15 Mar 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Home Equity Loan or Line of Credit?]]></title>
			<description><![CDATA[Looking for a financing option for that home remodel? Have you looked at HELOCs and Home Equity loans? ]]></description>
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			<pubDate>Sun, 15 Dec 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Lien?]]></title>
			<description><![CDATA[You may have heard of a lien, but what is it?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=105019]]>
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			<pubDate>Tue, 15 Oct 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Start Protecting a Child's Personal Information at an Early Age]]></title>
			<description><![CDATA[Starting to protect a child&rsquo;s personal information early can save them from big headaches later on.]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Start an Emergency Fund]]></title>
			<description><![CDATA[You&rsquo;ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Social Media Privacy]]></title>
			<description><![CDATA[Social media is all about sharing: connecting with friends, making new ones, even interacting with your favorite brands. But do you know how to protect your information? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How Your Credit Score Affects Your Ability to Purchase a Home]]></title>
			<description><![CDATA[When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[How Much Should I Save for Retirement?]]></title>
			<description><![CDATA[No matter where you are in your career, one important question to ask yourself is: &ldquo;Am I saving enough money for retirement?&rdquo;]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Buy Now, Pay Later?]]></title>
			<description><![CDATA[When buying a product online or in a store, you might be offered the option to &lsquo;buy now, pay later.&rsquo; What is it, and how does it work?]]></description>
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			<pubDate>Sat, 15 Jul 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[APR vs APY--What's the Difference?]]></title>
			<description><![CDATA[You've probably heard the terms APR and APY. Do you know what they mean for you?]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=119478]]>
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			<pubDate>Thu, 15 Jun 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[You'll Save Money by Making More Than the Minimum Payment]]></title>
			<description><![CDATA[You&rsquo;ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here&rsquo;s one more important piece of advice: Pay more whenever you can.]]></description>
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			<pubDate>Wed, 15 Mar 2023 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What is Social Engineering?]]></title>
			<description><![CDATA[Social Engineering is any malicious activity that takes advantage of people by tricking them into sharing private information. ]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=119488]]>
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			<pubDate>Sat, 15 Oct 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Your Child&rsquo;s Money Safe &ndash; And Growing &ndash; With A Savings Account]]></title>
			<description><![CDATA[There are ways to keep your child's savings safe, accessible, and growing. Learn how!]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=119493]]>
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			<pubDate>Tue, 15 Mar 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Can&rsquo;t Find Your Payment Card? You Might Be Able To Turn It &lsquo;Off&rsquo; Or &lsquo;On&rsquo; Remotely.]]></title>
			<description><![CDATA[Have you ever panicked over a misplaced debit or credit card? The solution might be simple - just turn your card off. Learn more.]]></description>
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				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=119461]]>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Banking: There When You Need It Most]]></title>
			<description><![CDATA[The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Need Student Financial Aid? Here&rsquo;s A Great Place to Start.]]></title>
			<description><![CDATA[Are you going to need student financial aid? Here's a great place to start.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Take Some Time To Teach Young Kids The Basics Of Money]]></title>
			<description><![CDATA[How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Think About Your Loan When Purchasing A New Or Used Vehicle]]></title>
			<description><![CDATA[A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.]]></description>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Watch Out For Caller ID Spoofing Phone Calls]]></title>
			<description><![CDATA[Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.]]></description>
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			<pubDate>Sun, 15 Nov 2020 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Need A New Vehicle? Should You Buy Or Lease?]]></title>
			<description><![CDATA[Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=106733]]>
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			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Paying Debts and Learning To Save Money Can Reduce Your Financial Worries]]></title>
			<description><![CDATA[Paying debts and learning to save money can reduce your financial concerns. Check out these tips.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/m/article.php?b=10322&id=106808]]>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Protect Your Mobile Phone Number &ndash; And Your Phone ]]></title>
			<description><![CDATA[Learn why experts say it's important to protect your cell phone number from falling into the wrong hands.]]></description>
			<link>
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			<pubDate>Mon, 15 Apr 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[What Is The Draw Of Cryptocurrency Like Bitcoin?]]></title>
			<description><![CDATA[What&rsquo;s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it? ]]></description>
			<link>
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			<pubDate>Fri, 15 Feb 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Make Sure You&rsquo;re Dealing With An Official Customer Service Representative]]></title>
			<description><![CDATA[Learn why it's important to make sure you're dealing with an official customer service representative.]]></description>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Should I Buy Or Rent A Home?]]></title>
			<description><![CDATA[Should you buy or rent a home? The answer depends on your finances and plans. Here are some things you should consider.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[File Taxes Early As A Guard Against Identity Theft]]></title>
			<description><![CDATA[It's important to keep your personal information safe and to file your taxes early. Find out why.]]></description>
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			<pubDate>Thu, 15 Feb 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Have You Started Using A Mobile Wallet Yet?]]></title>
			<description><![CDATA[Have you started using your smartphone as a mobile wallet yet? Lean how it's both convenient and secure.]]></description>
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