How to Protect Your Debit Card

You’re going on vacation, and you know you’re going to spend money.

So what’s safer to carry – plastic or cash?

Experts say plastic, because credit and debit cards have built-in protections if they are lost or stolen. However, you always want to be safe and aware when it comes to your card.

Farmers National Bank President Marty Gibson recently wrote an article on how to protect your debit card from fraud (and what to do if you are a victim of card fraud) that was published in local newspapers. The article linked above and the video provide excellent information, but here are some quick tips:

• Contact your card issuer and tell them when and where you’ll be traveling. That helps keep credit and debit cards from being shut down as a potential fraud concern if they are used in unexpected locations.
• Do not panic if your card is lost, stolen or you have fraudulent charges on your card. Farmers National Bank is here to assist you. Contact us or your card issuer immediately if problems.
• Most cards, including Farmers National Bank debit and credit cards, have a zero liability policy for unauthorized charges. This means if you have fraudulent charges on your account, you can file a dispute with the opportunity to have those charges refunded.
• Be sure to ask our team about tools and services Farmers National Bank has to help better protect your card and private information. This includes Mobile Wallet Services like Apple Pay; Card Text Alerts; and Fraud Text Alerts.

Take these steps and the confidence that Your Lifetime Bank is looking out for you, and you can have a great vacation and a relaxing summer.