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		<title>Business MoneyiQ by JCBank</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[ACH Payments Save Your Business Time and Money]]></title>
			<description><![CDATA[Looking for a convenient and secure method for sending money for your business? Consider ACH!]]></description>
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			<pubDate>Wed, 15 Apr 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Starting A Business? Take The Time To Prepare A Financial Plan]]></title>
			<description><![CDATA[A financial plan is a great way to lay the groundwork for success for your small business. Have you prepared yours? ]]></description>
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			<pubDate>Sun, 15 Mar 2026 00:00:00 -0400</pubDate>
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			<title><![CDATA[Business Loan vs. Line of Credit: Which is Right for You?]]></title>
			<description><![CDATA[One of the financing options that might be available for your business is debt funding. Learn more about options like loans and lines of credit today!]]></description>
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			<pubDate>Sun, 15 Feb 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Building a Basic Financial Model in a Spreadsheet]]></title>
			<description><![CDATA[No one knows for sure what the future holds--which can make it difficult to plan your business decisions. A financial model can help. ]]></description>
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			<pubDate>Thu, 15 Jan 2026 00:00:00 -0500</pubDate>
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			<title><![CDATA[Guard Your Business From Corporate Account Takeovers]]></title>
			<description><![CDATA[Is your business protected against corporate account takeovers? Learn some of the steps you can take today!]]></description>
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			<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Cyber Insurance: When and Why It&rsquo;s a Necessary Expense]]></title>
			<description><![CDATA[Does your business need cyber insurance? If you handle any kind of customer data, the answer is probably &quot;Yes&quot;! Learn more today. ]]></description>
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			<pubDate>Wed, 15 Oct 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Automating Your Financial Tasks: Time Savings and Cost Reductions]]></title>
			<description><![CDATA[]]></description>
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			<pubDate>Mon, 15 Sep 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[The Psychology of Pricing: How Your Price Affects Perception &amp; Profit]]></title>
			<description><![CDATA[Before you ever open your doors, one thing you'll have to consider is how you'll price your goods and services. Learn more about price perception and what it means for your business today!]]></description>
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			<pubDate>Fri, 15 Aug 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Freelance Finance: How to Manage Income Fluctuations and Plan for the Future]]></title>
			<description><![CDATA[Freelancing can be a great way to earn some extra cash--or even replace a full-time job, but it comes with important financial considerations. ]]></description>
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			<pubDate>Sun, 15 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Your Business From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays your business and then asks you to refund them the overpayment amount. It could be a costly scam.]]></description>
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			<pubDate>Wed, 11 Jun 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Manage your Business Finances in an Inflationary Environment]]></title>
			<description><![CDATA[When prices keep going up, it's easy to start feeling down--especially as a small business owner! Here are some key ways to help keep your finances under control. ]]></description>
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			<pubDate>Thu, 15 May 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Building a Culture of Security Awareness in the Workplace]]></title>
			<description><![CDATA[Cybersecurity is a growing concern for small businesses, but with the right mindset, your business can build a culture of security in the workplace. ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Positive Pay: Stop Check Fraud in its Tracks]]></title>
			<description><![CDATA[If your business writes a lot of checks, you might want to consider positive pay.]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[The Five C's of Credit]]></title>
			<description><![CDATA[When deciding whether or not to offer you a small business loan, lenders usually look at the five C&rsquo;s of Credit.]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Sustain Your Business Over Time]]></title>
			<description><![CDATA[You've started your business, so it's time to relax, right? Think again! Sustaining a business over time will take hard work. ]]></description>
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			<pubDate>Sat, 15 Jun 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Business Startup Costs]]></title>
			<description><![CDATA[Before you ever make your first sale, you&rsquo;ll have bills to pay. Knowing how much those bills will be can help you determine how much funding you'll need. ]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Leverage Credit for Business Growth]]></title>
			<description><![CDATA[As a business owner, it&rsquo;s almost a given that at some time you&rsquo;re going to need to leverage some form of credit to meet your short- or long-term needs. Do you know what your options are?]]></description>
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			<pubDate>Fri, 15 Mar 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Manage Your Cash Flow]]></title>
			<description><![CDATA[Cash flow is the money coming in and going out of your business. If you don&rsquo;t keep track of it, you could find yourself short of cash to pay expenses.]]></description>
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			<pubDate>Thu, 15 Feb 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Should my Business have a Google My Business Listing?]]></title>
			<description><![CDATA[Business owners know how expensive it can be to attract new customers - but it doesn&rsquo;t have to be costly to make a potentially big impact.]]></description>
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			<pubDate>Mon, 15 Jan 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is Succession Planning?]]></title>
			<description><![CDATA[What is succession planning? It's a way to make sure your business is prepared for the future by having a plan in place for how you'll exit your business.]]></description>
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			<pubDate>Sun, 15 Oct 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Fictitious Wire Instructions Sent Via Email]]></title>
			<description><![CDATA[If anyone ever sends you &quot;updated&quot; or &quot;corrected&quot; wire instructions for a transaction, be cautious--it might be a scam!]]></description>
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			<pubDate>Wed, 15 Feb 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Multifactor Authentication for Businesses]]></title>
			<description><![CDATA[Businesses have become increasingly vulnerable to hackers trying to gain access to their employee email accounts and other vital systems. Multifactor authentication can help protect your data.]]></description>
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			<pubDate>Mon, 29 Aug 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is your business prepared for a cyberattack?]]></title>
			<description><![CDATA[In the midst of escalating international tensions, the threat of a cyberattack is at its peak. Is your business prepared?]]></description>
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			<pubDate>Mon, 21 Mar 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Making The Most of Business Credit Card Rewards ]]></title>
			<description><![CDATA[Using a credit card for your business can make a lot of sense - and dollars. Find out why.]]></description>
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			<pubDate>Mon, 15 Nov 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Advantages Of Using Social Media Calendars]]></title>
			<description><![CDATA[Using a content calendar for your business's social media needs can be a huge help. Find out why.]]></description>
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			<pubDate>Fri, 15 Oct 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Hiring An Accountant]]></title>
			<description><![CDATA[No matter what stage your small business is in, hiring an accountant can be a big help! Find out why.]]></description>
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			<pubDate>Wed, 15 Sep 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Risk Management And Your Business]]></title>
			<description><![CDATA[Identifying risks your business could face and planning how to address them is an essential process called risk management. Learn more.]]></description>
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			<pubDate>Sun, 15 Aug 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Do You Have an Emergency Fund for Your Business?]]></title>
			<description><![CDATA[An emergency fund for your business can be a lifeline to get through tough times. Do you have one yet?]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[The Importance of Keeping Good Business Records for Taxes]]></title>
			<description><![CDATA[It's important for your small business to keep good tax records. Find out why.]]></description>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[When Is The Right Time To Buy A Business Property?]]></title>
			<description><![CDATA[Thinking about buying a property for your business? Here are some important things to consider.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Protect Your Business From Costly Check Overpayment Scams]]></title>
			<description><![CDATA[Beware if someone overpays your business and then asks you to refund them the overpayment amount. It could be a costly scam.]]></description>
			<link>
				<![CDATA[https://www.onlinebanktours.com/b/article.php?b=896&id=6050]]>
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			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Businesses Are Prime Targets For Cybercriminals]]></title>
			<description><![CDATA[Businesses are prime targets for cybercriminals. Here are some things you can do to protect your company.]]></description>
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			<pubDate>Sat, 15 Aug 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Use The Internet To Draw People To Your Brick And Mortar Business]]></title>
			<description><![CDATA[Do you know you can use the power of the internet to bring customers into your brick and mortar business?]]></description>
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			<pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is Your Business Prepared For A Disaster?]]></title>
			<description><![CDATA[Is your business prepared for an emergency? If not, it's time to put together a disaster recovery plan.]]></description>
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			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Invoice Scams Can Be Costly. Take The Time To Verify Before You Pay.]]></title>
			<description><![CDATA[Does your business verify all invoices before paying them? It should. Here are some reasons and some advice.]]></description>
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			<pubDate>Sun, 15 Mar 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Make Sure Business Banking Account Features Will Meet Your Needs]]></title>
			<description><![CDATA[Are you thinking it's time to open a business banking account? Here are some things to consider.]]></description>
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			<pubDate>Sat, 15 Feb 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You Ready To Turn Your Smartphone Into A Mobile Payment Terminal?]]></title>
			<description><![CDATA[Are you giving customers the right payment options? It might be time to put your smartphone to work.
]]></description>
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			<pubDate>Wed, 15 Jan 2020 00:00:00 -0500</pubDate>
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			<title><![CDATA[Reasons For Putting Your Business Online]]></title>
			<description><![CDATA[Do you know you might be overlooking big opportunities if you haven't put your business online yet?]]></description>
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			<pubDate>Sun, 15 Dec 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Take Some Simple Steps To Protect Your Wireless Network]]></title>
			<description><![CDATA[There are a variety of things you can do to secure your Wi-Fi network. Here are some tips.]]></description>
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			<pubDate>Fri, 15 Nov 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Dual Controls Reduce Risk Of Corporate Fraud]]></title>
			<description><![CDATA[If your business wants to slam the door on payments fraud, it&rsquo;s time to introduce dual controls. Find out why.]]></description>
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			<pubDate>Sun, 15 Sep 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Protect Your Business Against Identity Theft]]></title>
			<description><![CDATA[Businesses of need to be on alert and to take precautions against identity theft. Here are some things to consider.]]></description>
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			<pubDate>Thu, 15 Aug 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Have You Looked Into The Advantages of A Business Banking Account?]]></title>
			<description><![CDATA[If you run a business, you should be benefiting from the advantages of a business banking account. Find out why.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Digital Deposits Give You More Banking Options]]></title>
			<description><![CDATA[Learn how you can make business check deposits from your phone, office or a smart ATM.]]></description>
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			<pubDate>Wed, 15 May 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Make Sure Your Business Has The Right Insurance Coverage]]></title>
			<description><![CDATA[Have you found the right insurance coverage for your business? Don't wait until it's too late.]]></description>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Advantages Of Business Credit Cards For You And Authorized Users]]></title>
			<description><![CDATA[Find out why business credit cards for you and your workers might be just the tracking tool you&rsquo;re looking for.]]></description>
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			<pubDate>Fri, 15 Mar 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Thinking About Selling Your Business? Here Are Some Things To Consider.]]></title>
			<description><![CDATA[Here are some things to consider if you're thinking about selling your small business.]]></description>
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			<pubDate>Fri, 15 Feb 2019 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[How To Help Avoid Credit Card Fraud At Your Business]]></title>
			<description><![CDATA[Accepting credit cards as payment at your business comes with risks and rewards. Here are some tips to minimize risks.]]></description>
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			<pubDate>Sat, 15 Dec 2018 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[Is Data Security A Priority At Your Business? It Should Be.]]></title>
			<description><![CDATA[Are you doing all you can to protect your customers and business against identity theft?]]></description>
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			<pubDate>Thu, 15 Nov 2018 00:00:00 -0500</pubDate>
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			<title><![CDATA[Create Policies For Keeping Your Business Data Safe]]></title>
			<description><![CDATA[Are you doing everything you can to keep your business, customer and employee data safe?]]></description>
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			<pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Are You Protecting Your Business Against Internal Fraud?]]></title>
			<description><![CDATA[Are you doing everything you can to protect your business against internal fraud?]]></description>
			<link>
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			<pubDate>Sun, 15 Jul 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Train Staff To Protect Mobile Devices Used For Work]]></title>
			<description><![CDATA[Are you training employees about the importance of protecting the security of their mobile devices?]]></description>
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			<pubDate>Tue, 15 May 2018 00:00:00 -0400</pubDate>
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			<title><![CDATA[Things To Think About When Accepting Card Payments For Your Products Or Services]]></title>
			<description><![CDATA[Does your business accept card payments? Learn more about your options and how to protect your customers and your company.]]></description>
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			<pubDate>Thu, 15 Mar 2018 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[The Importance Of A Business Risk Assessment]]></title>
			<description><![CDATA[Learn how a business risk assessment can help you Identify hazards that can affect your profits, customers and processes.]]></description>
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			<pubDate>Fri, 15 Dec 2017 00:00:00 -0500</pubDate>
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				<item>
			<title><![CDATA[It's Important To Back Up Your Business Data]]></title>
			<description><![CDATA[Are you backing up your business data? Learn what you can do and why it's so important.]]></description>
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			<pubDate>Sun, 15 Oct 2017 00:00:00 -0400</pubDate>
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				<item>
			<title><![CDATA[Tips To Protect Your Business From Wire Fraud]]></title>
			<description><![CDATA[Learn things you can do to help protect your business from wire fraud.]]></description>
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			<pubDate>Wed, 15 Feb 2017 00:00:00 -0500</pubDate>
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