Business MoneyiQ

(1)Business Startup Costs Before you ever make your first sale, you’ll have bills to pay. Knowing how much those bills will be can help you determine how much funding you'll need.

(1)FinCEN's BOI Reporting Rule Do you own a small business? You should be aware of the Beneficial Ownership Information Reporting Rule established by the Corporate Transparency Act—and how it may affect you.

(1)How to Leverage Credit for Business Growth As a business owner, it’s almost a given that at some time you’re going to need to leverage some form of credit to meet your short- or long-term needs. Do you know what your options are?

(1)How to Manage Your Cash Flow Cash flow is the money coming in and going out of your business. If you don’t keep track of it, you could find yourself short of cash to pay expenses.

(1)Should my Business have a Google My Business Listing? Business owners know how expensive it can be to attract new customers - but it doesn’t have to be costly to make a potentially big impact.

(1)What is a Healthy Amount of Business Debt? When you hear the word “debt,” you don’t usually think of it as a good thing. But as a small business owner, debt can actually be a useful tool!

(1)How to Leverage Credit for Business Growth As a business owner, it’s almost a given that at some time you’re going to need to leverage some form of credit to meet your short- or long-term needs. Do you know what your options are?

(1)What is a Healthy Amount of Business Debt? When you hear the word “debt,” you don’t usually think of it as a good thing. But as a small business owner, debt can actually be a useful tool!

(1)What Lenders are Looking for Whether you’ve been in business a long time, or are just getting started, you might find yourself in need of a business loan. Do you have what it takes to qualify?

(1)Working Capital Cycle It’s said that cash flow is the lifeblood of a business. If that’s true, the working capital cycle is the heartbeat.

(1)Funding Your Business There’s one guarantee about starting a small business: It’s going to take money. Learn about possible options for funding your new business today.

(1)FinCEN's BOI Reporting Rule Do you own a small business? You should be aware of the Beneficial Ownership Information Reporting Rule established by the Corporate Transparency Act—and how it may affect you.

(1)How to Manage Your Cash Flow Cash flow is the money coming in and going out of your business. If you don’t keep track of it, you could find yourself short of cash to pay expenses.

(1)What is Succession Planning? What is succession planning? It's a way to make sure your business is prepared for the future by having a plan in place for how you'll exit your business.

(1)Keys to Small Business Success Owning a small business comes with few guarantees, but there are some steps you can take that will put your business on the path to success.

(1)Different Kinds of Business Structures When starting a business, you’ll need to decide what kind of legal structure it will operate under. As this affects personal liability and taxes, it's an important decision. Learn more today!

(1)How to Obtain a Tax Identification Number If you are planning to start a business, it’s quite likely you are going to need to apply for a federal Tax Identification Number, called an Employer Identification Number, or an EIN.

Is your business prepared for a cyberattack? In the midst of escalating international tensions, the threat of a cyberattack is at its peak. Is your business prepared?

(1)Helping Your Business Recover From Ransomware If your business becomes a victim of ransomware, experts recommend a variety of steps to take toward recovery.

(1)How Can You Protect Your Business From Costly Ransomware? As more employees work from home, ransomware attacks on businesses are increasing. Find out what you can do.

(1)Businesses Are Prime Targets For Cybercriminals Businesses are prime targets for cybercriminals. Here are some things you can do to protect your company.

(1)Beware of Fictitious Wire Instructions Sent Via Email If anyone ever sends you "updated" or "corrected" wire instructions for a transaction, be cautious--it might be a scam!

(1)Protect Your Business Against Identity Theft Businesses of need to be on alert and to take precautions against identity theft. Here are some things to consider.

(1)Tips To Protect Your Business From Wire Fraud Learn things you can do to help protect your business from wire fraud.

(1)Protect Your Business From Costly ‘CEO Fraud’ Scams Is your business vulnerable to scams that could hurt your finances or reputation? Learn how to avoid CEO scams.

(1)Guard Your Business From Corporate Account Takeovers Are you taking steps to keep your business safe from a corporate account takeover? Lean what you can do today.

(1)Should my Business have a Google My Business Listing? Business owners know how expensive it can be to attract new customers - but it doesn’t have to be costly to make a potentially big impact.

(1)How to Build your Brand on Social Media Have you been using social media to build your brand? If you’re just getting started or looking to up your social media game, there a few things to remember.

(1)Business Social Media Security As a business owner, social media likely plays a role in your marketing strategy. But are you staying safe online?

(1)Tax Time Considerations It’s never too early to start planning for taxes, especially when you own your own business. Plan ahead to make tax time easier.

(1)What is a Tax Write-Off? Have you ever heard someone say, “We can write that off at the end of the year”? A write-off can lower your business' taxable income, saving you money.

(1)Self-Employment Taxes If you are a sole proprietor or partner in a business, an independent contractor, or just someone with a lucrative side hustle, you need to know about taxes.

(1)How to Obtain a Tax Identification Number If you are planning to start a business, it’s quite likely you are going to need to apply for a federal Tax Identification Number, called an Employer Identification Number, or an EIN.