4.01% APY* on your balance!
Introducing Smart Checking. Everything you want in a checking account.
- A high interest yield on ANY Balance up to $10,000 (upon meeting “reward requirements")
- No Minimum Balance
- Free ATM Usage**
- Free Online Banking and Bill Pay
- Free QuickCheck Debit Card
- Free e-Statements
- No Monthly Account Maintenance Fees
Earning these rewards is simple... just use the services we’re giving you with the account:
- Use your debit card at least ten times per cycle. (Sorry, ATM withdrawals do not count as debit card transactions.)
- Establish at least one regular direct deposit of a payroll or government check, or set up an automatic debit.
- Receive Electronic Statements, known as e-Statements.
Questions?
If you have questions, please visit our Help Center, or contact us for assistance.
**ATM refunds up to $20 per statement cycle. *4.01% Annual Percentage Yield (APY) on balances between one penny and $10,000, and 0.30% APY on all amounts above $10,000 for each cycle that the following requirements are met: view electronic statements (valid email), ten debit/check card transactions and one direct deposit or draft. If you do not meet these requirements, your account will still function as a free checking account earning 0.10% APY, however it will not receive ATM refunds for that cycle. Rates as of March 18,2010. No minimum balance required; $100 required opening deposit for this account. Personal accounts only, limit one account per ownership agreement, not to exceed three accounts per household. Businesses, including DBA's will not be eligible to have Smart Checking. No monthly service charge. Rates and APY's are subject to change after the account is opened. Contact your local Capital office for more details or visit our website, www.capitalbank-us.com.
