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What is ICS℠?

ICS℠, or the Insured Cash Sweep® service, is a smart, secure, and convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits, earn a return and enjoy flexibility. You no longer have to choose between those important goals.

With the ICS service, you can:

  • Rest assured. Make even large deposits eligible for protection that’s backed by the full faith and credit of the federal government.
  • Earn interest. Put excess cash balances to work by placing funds into demand deposit accounts using the ICS demand option or into money market deposit accounts using the ICS savings option.
  • Enjoy flexibility. Enjoy full liquidity through unlimited program withdrawals using the ICS demand option, or access funds by making up to six program withdrawals per month using the ICS savings option.
  • Save time. Work directly with just our bank – a bank you know and trust.

Contact us to learn more. 


Placement of your funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements, including the ICS Deposit Placement Agreement, you enter into with us. Limits and customer eligibility criteria apply. Program withdrawals are limited to six per month when using the ICS savings option. Insured Cash Sweep is a registered service mark, and ICS is a service mark of Promontory Interfinancial Network, LLC.