To keep the debit/ATM overdraft services you have, we need to hear from you.
Overdraft services can be crucial when it counts most – those times when emergencies or unexpected expenses come up right when your balance is lowest.
KleinBank offers overdraft services on debit card purchases and ATM withdrawals to help protect your peace of mind. But, unless you give us permission to continue the services, your overdrawn transactions will be declined.
How does our overdraft service work?
Purchases or withdrawals made using your KleinBank CheckCard automatically deduct funds directly from your KleinBank Checking Account. In the event you make a debit card purchase that overdraws your account, or request an ATM withdrawal that exceeds your balance, overdraft services allow us to authorize the transaction.
Your purchase is honored at the cash register. Your cash is dispensed by the ATM.
And, the next time you make a deposit, we deduct the amount of the overdraft we advanced, plus a fee for the service.
If you want to continue receiving overdraft services, we need to know today. All we need to keep your overdraft services working for you is your permission.
Even in an emergency, your transactions will be declined – unless you act now and give us permission to continue your overdraft services.
If you have questions, please visit our Help Center, or contact us for assistance.