Positive Pay is one of the most powerful tools you can use to protect your company against check and ACH fraud.
With Positive Pay, users can upload issued check files and add rules for ACH items.
Positive Pay then communicates with the system to allow those items to clear.
If differences or discrepancies are found, the transaction is flagged, and placed int he Positive Pay "Exception" list for you to review for a "Pay" or "Return" desision.
Positive Pay is designed to give you peace of mind by assisting you with monitoring and dectecting items that you do not authorize to clear against your accounts.
It's a simple but powerful way to stop the most common types of check and ACH fraud.
If you have questions, please visit our Help Center, or contact us for assistance.